428 E Shore Rd, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 428 E Shore Rd, Delanson, NY 12053

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,821 sqft · built 1977
Lot Size	10.2 acres (444,748 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Dec 2022)
Tax Bill	$10,529 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422001 76.21-1-16.11`

Property Details

APN / Parcel Number

Primary APN	`422001 76.21-1-16.11`
Alternative APNs	`200107602100010160110000` `422001 76.21-1-16.111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,821 sqft Living Area
1st Floor Area	1,992 sqft
Upper Floors Area	829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	444,748 sqft (10.2 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 E SHORE RD
City	DELANSON
State	NY
Zip	12053-3112
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	16.111
Jurisdiction	SCHENECTADY NY
Township / Civil Division	DUANESBURG
Census Block Group	4
Census Block	4030
Census Tract	33102

Owner

Source: Schenectady County and Duanesburg Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 E SHORE RD, DELANSON, NY 12053-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE, INC
Dec 14, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	202266014
Deed Book / Page	2099 / 423
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 2, 2026
Property Address	428 E SHORE RD, DELANSON, NY 12053-3112
Document Number	0000007529
Instrument Date	Mar 17, 2026
Instrument	20267529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E SHORE RD, DELANSON, NY 12053-3112

Mortgage

Document Number	0000007529,
Date	Apr 2, 2026
Instrument	20267529

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	428 E SHORE RD, DELANSON, NY 12053-3112
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MYRTLE AVE 2, 2, COHOES, NY 12047-3613

Mortgage

Document Number	0000066015
Date	Dec 14, 2022
Book Page	5278/785
Instrument	202266015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Duanesburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Duanesburg Town
Municipality	Delanson Village
Unified School District	Duanesburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,529.00 (+3.51%)
2025	$10,172.00 (+89.78%)	$94,000 (-) Land $10,000 Building $84,000	$447,619 (+11.9%) Land $47,619 Building $400,000
2023		$94,000 (-4.08%) Land $10,000 Building $84,000	$400,000 (+6.12%) Land $42,553 Building $357,447
2022		$98,000 Land $14,000 Building $84,000	$376,923 Land $53,846 Building $323,077
2021	$5,360.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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