428 E Sagamore Ave, Clewiston, FL 33440 Property Records

Hendry County property record for 428 E Sagamore Ave, Clewiston, FL 33440 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1945
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2021)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3 34 43 01 010 0368-016.0`

Property Details

APN / Parcel Number

Primary APN	`3 34 43 01 010 0368-016.0`
Alternative APN	`33786`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Adjusted Area
1st Floor Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1965
Exterior Material	Asbestos
Construction Type	Wood Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	390 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	33786
Street Address	428 E SAGAMORE AVE
City	CLEWISTON
State	FL
Zip	33440-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEWISTON BLK 368 E 40 FT OF LOT 20 & W 20 FT OF LOT 21
Legal Range	34
Legal Township	43
Legal Section	01
Legal Subdivision	CLEWISTON RAILROAD TRACTS
Legal Block	368
Legal Lot Number	16
Jurisdiction	HENDRY FL
Township / Civil Division	CLEWISTON
Census Block Group	2
Census Block	2055
Census Tract	102

Owner

Source: Hendry County records · APN 3 34 43 01 010 0368-016.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	428 E SAGAMORE AVE, CLEWISTON, FL 33440-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2021	Warranty Deed, Transfer · USDA Mortgage WATERSTONE MORTGAGE CORP
Nov 30, 2018	Deed of Trust, Mortgage FIRST BK
Jan 08, 2018	Warranty Deed, Transfer EVERGLADES TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	Jan 08, 2018 · Amount on Record
Deed Document Number	202126014556
Deed Book / Page	1011 / 1273
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRY FL
Recording Date	Nov 01, 2021
Property Address	428 E SAGAMORE AVE, CLEWISTON, FL 33440-3822
Document Number	0010111273
Book / Page	1011 / 1273
Map Reference	MB 2 PG 71-78
Instrument Date	Oct 29, 2021
Instrument	202126014556
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	EVERGLADES TITLE COMPANY, EVERGLADES ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 RIDGEWOOD AVE, 206, CLEWISTON, FL 33440-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E SAGAMORE AVE, CLEWISTON, FL 33440-3822

Mortgage

Document Number	10111275
Date	Nov 01, 2021
Instrument	1011/1275

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	428 E SAGAMORE AVE, CLEWISTON, FL 33440-3822
Document Number	0009480692
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	206 RIDGEWOOD AVE CLEWISTON FL 334405111, CLEWISTON, FL 33440-5111

Mortgage

Document Number	0009480692
Date	Dec 03, 2018
Book Page	000948/000692
Instrument	26012783

Lender

Name	FIRST BK
Type	Bank
Address	CLEWISTON, FL 33440

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 02, 2038

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRY FL
Recording Date	Jan 08, 2018
Property Address	428 E SAGAMORE AVE, CLEWISTON, FL 33440-3822
Document Number	0009311647
Book / Page	000931 / 001647
Instrument Date	Jan 05, 2018
Instrument	26000213
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	EVERGLADES TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$437.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	206 RIDGEWOOD AVE CLEWISTON FL 334405111, CLEWISTON, FL 33440-5111

Tax Assessment & Valuation

Source: Hendry County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hendry County
Municipality	Clewiston City
Unified School District	Hendry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (+9.72%)	$119,368 (+5.99%)	$134,118 (+8.65%) Land $28,080 Building $106,038
2023	$1,708.00 (+11.27%)	$112,625 (+3%)	$123,437 (+12.89%) Land $25,680 Building $97,757
2022	$1,535.00	$109,345 Land $25,680 Building $83,665	$109,345 Land $25,680 Building $83,665

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hendry County (12051C), updated February 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120510001022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate 1% annual chance, depth under 1 ft
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 70 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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