428 E Ross St, Lancaster, PA 17602 Property Records

Lancaster County property record for 428 E Ross St, Lancaster, PA 17602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,660 sqft · built 1925
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Dec 2023)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`336-86735-0-0000`

Property Details

APN / Parcel Number

Primary APN	`336-86735-0-0000`
Alternative APN	`33612K9B 11 15`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	830 sqft
Upper Floors Area	830 sqft
Basement Area	966 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 E ROSS ST
City	LANCASTER
State	PA
Zip	17602-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	428 E ROSS ST
Legal Lot Number	15
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1003
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 E ROSS ST, LANCASTER, PA 17602-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Dec 26, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	20236766475
Prior Transfer Date	Sep 6, 2006
Prior Transfer Doc	0005555200
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	428 E ROSS ST, LANCASTER, PA 17602-1944
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E ROSS ST, LANCASTER, PA 17602-1944

Mortgage

Document Number	0006622639
Date	Aug 5, 2021
Instrument	6622639

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 26, 2023
Property Address	428 E ROSS ST, LANCASTER, PA 17602-1944
Document Number	0006766475
Instrument Date	Dec 4, 2023
Instrument	6766475
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E ROSS ST, LANCASTER, PA 17602-1944

Mortgage

Document Number	0006766476
Date	Dec 26, 2023
Instrument	6766476

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,000 (-) Land $23,700 Building $102,300	$126,000 (-) Land $23,700 Building $102,300
2025	$5,038.00 (+1.06%)
2024	$4,985.00 (+6.13%)	$126,000 (-) Land $23,700 Building $102,300
2023	$4,697.00 Homeowner's exemption	$126,000 Land $23,700 Building $102,300
2018			$126,000 Land $23,700 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company, T-Mobile USA.

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