St. Louis County property record for 428 E Osage St, Pacific, MO 63069 · Last verified February 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,220 sqft · built 1970 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $126,200 (Oct 2017) |
| Tax Bill | $2,326 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Jan 2019 Line of Credit + 2 more |
| APN | 30Z-3-1-037-6 |
| Primary APN | 30Z-3-1-037-6 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,220 sqft Total Area |
| 1st Floor Area | 1,110 sqft |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | EIFS / Synthetic Stucco |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Covered Porch |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 E OSAGE ST |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-1626 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | BB ACRES |
| Legal Subdivision | BB ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 221503 |
Source: St. Louis County records · APN 30Z-3-1-037-6
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 428 E OSAGE ST, PACIFIC, MO 63069-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Jan 14, 2019 | Quit Claim Deed, Transfer · Line of Credit CITIZENS BK |
| Oct 11, 2017 | Warranty Deed, Construction Loan · Line of Credit CITIZENS BK |
| Jan 12, 2017 | Trustee's Deed, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on Record |
| Deed Sale | Oct 11, 2017 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Document Number | 0227322533 |
| Deed Book / Page | 022732 / 002533 |
| Last Transfer Date | Jan 14, 2019 |
| Transfer Doc | 0233562146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 428 E OSAGE ST, PACIFIC, MO 63069-1626 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 428 E OSAGE, NEW HAVEN, MO 63068 |
| Document Number | 2022051700532 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022051700532 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Apr 19, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 14, 2019 |
| Property Address | 428 E OSAGE ST, PACIFIC, MO 63069-1626 |
| Document Number | 0233562146 |
| Book / Page | 023356 / 002146 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 427 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | CLEAR TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 905 SIERRA RIDGE AVE PACIFIC MO 630695598, PACIFIC, MO 63069-5598 |
| Document Number | 233562149 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 023356/002149 |
| Instrument | 428 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 13, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 11, 2017 |
| Property Address | 428 E OSAGE ST, PACIFIC, MO 63069-1626 |
| Document Number | 0227322533 |
| Book / Page | 022732 / 002533 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 443 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2018 |
| Title Company | HILLSBORO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 905 SIERRA RIDGE AVE PACIFIC MO 630695598, PACIFIC, MO 63069-5598 |
| Document Number | 227322536 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 022732/002536 |
| Instrument | 444 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 10, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 12, 2017 |
| Property Address | 428 E OSAGE ST, PACIFIC, MO 63069-1626 |
| Document Number | 0223560229 |
| Book / Page | 022356 / 000229 |
| Instrument Date | Dec 21, 2016 |
| Instrument | 248 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 30, 2018 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3423 SPRINGCREST CT WASHINGTON MO 630905567, WASHINGTON, MO 63090-5567 |
| Document Number | 223560229 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 022356/000229 |
| Instrument | 248 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 11, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,150 (+1.15%) Building $13,150 | $69,200 (+1.17%) Building $69,200 | |
| 2024 | $2,326.00 (+0.95%) | ||
| 2023 | $2,304.00 (+145.11%) | $13,000 (+1.25%) Building $13,000 | $68,400 (+1.18%) Building $68,400 |
| 2022 | $940.00 | $12,840 Building $12,840 | |
| 2021 | $67,600 Building $67,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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