Vernon County property record for 428 E Oak St, Viroqua, WI 54665
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Sep 2020) |
| Tax Bill | $3,055 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Line of Credit Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 286-01023-0000 |
| Primary APN | 286-01023-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 428 E OAK ST |
|---|---|
| City | VIROQUA |
| State | WI |
| Zip | 54665-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNERS ADD E 4 RDS 12 OF LOT 6 BLK 1 EX THE N 64 |
| Legal Subdivision | TOWNERS ADD |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | VIROQUA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960400 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 E OAK ST, VIROQUA, WI 54665-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2020 | Warranty Deed, Transfer · Line of Credit BANK OF ONTARIO |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF ONTARIO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Prior Sale | Apr 10, 2013 |
| Deed Document Number | 516350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Sep 28, 2020 |
| Property Address | 428 E OAK ST, VIROQUA, WI 54665-2030 |
| Document Number | 0000516350 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 516350 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 S MAIN ST, WESTBY, WI 54667-1307 |
| Mail Care Of | CONNELLY LEGAL SERVICES |
| Document Number | 0000516351 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 516351 |
| Name | BANK OF ONTARIO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 8, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 428 E OAK ST, VIROQUA, WI 54665-2030 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 496825 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 496825 |
| Name | BANK OF ONTARIO |
|---|---|
| Address | ONTARIO, WI 54651 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 8, 2022 |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Viroqua City |
| Unified School District | Viroqua Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,055.00 (+9.26%) | $194,300 (+51.21%) Land $24,800 Building $169,500 | $193,400 (+21.25%) |
| 2023 | $2,796.00 | $128,500 Land $16,100 Building $112,400 | $159,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VIROQUA WATERWORKS serves 4,362 people · EPA ID WI6630263 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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