428 E Nepessing St, Lapeer, MI 48446 Property Records

Lapeer County property record for 428 E Nepessing St, Lapeer, MI 48446 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1910
Square Footage	1,107 sqft Living Area
Lot Size	12,502 sqft (0.287 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2019)
Tax Bill	$1,839.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`L21-06-600-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,107 sqft Living Area
1st Floor	1,107 sqft 1st Floor
Basement Area	723 sqft Basement
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch Style
Lot Area	12,502 sqft (0.287 acres)
Depth X Width	125 ft x 100 ft Depth x Width
Garage Area	440 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	428 E NEPESSING ST
City	LAPEER
State	MI
Zip	48446-4004
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY OF LAPEER AUDUBON PARK ADDITION LOTS 3, 4, 5 & 6, BLK 4 (L=1 P=26 SEC 4, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	04
Legal Subdivision	CITY OF LAPEER AUDUBON PARK ADD
Legal Block	4
Legal Lot Number	3-6
Jurisdiction	LAPEER MI
Minor Civil Division	LAPEER
Census Blockgroup	3
Census Block	3005
Census Tract	337500

Owner

Source: Lapeer County records · APN L21-06-600-040-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 E NEPESSING ST, LAPEER, MI 48446-4004
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Dec 01, 2015 · Amount on Record
Deed Doc Number	20193043803
Deed Book / Page	3043 / 803
Prior Transfer Date	Jun 08, 2015
Prior Transfer Doc	0027690774
Record Refreshed	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 28, 2019
Property Address	428 E NEPESSING ST, LAPEER, MI 48446-4004
Document Number	0030430803
Book / Page	003043 / 000803
Instrument Date	Aug 07, 2019
Transaction Type	Transfer
Record Updated	Oct 08, 2019
Title Company	CORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6397 DETROIT ST MOUNT MORRIS MI 484582700, MOUNT MORRIS, MI 48458-2700

Mortgage

Document Number	30430805
Date	Aug 28, 2019
Book Page	003043/000805

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,400 (+16.49%)	$180,800 (+16.49%)
2025	$1,839.00 (+3.96%) Homeowner's exemption	$77,600 (+19.2%)	$155,200 (+19.2%)
2024	$1,769.00 (+10.49%)
2023		$65,100	$130,200
2022	$1,601.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.