428 E Main St, Searsport, ME 04974 Property Records

Waldo County and Searsport Town property record for 428 E Main St, Searsport, ME 04974

Property Summary

Property Type	Single Family Home
Lot Size	81.1 acres (3,535,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,900 (Jul 2022)
Tax Bill	$8,664 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SEAP M:009 L:011`

Property Details

APN / Parcel Number

Primary APN	`SEAP M:009 L:011`
Alternative APN	`660`

Exterior

Architectural Style	Multi-Family
Lot Area	3,535,330 sqft (81.1 acres)

Location & Zoning

Account Number	660
Street Address	428 E MAIN ST
City	SEARSPORT
State	ME
Zip	04974-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	11
Jurisdiction	SEARSPORT ME
Township / Civil Division	SEARSPORT
Census Block Group	6
Census Block	6014
Census Tract	42000

Owner

Source: Waldo County and Searsport Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 E MAIN ST, SEARSPORT, ME 04974-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Sep 4, 2007 · Amount on Record
Deed Document Number	20226100
Deed Book / Page	4818 / 228
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEARSPORT ME
Recording Date	Jul 8, 2022
Property Address	428 E MAIN ST, SEARSPORT, ME 04974-3104
Document Number	004818/228
Book / Page	4818 / 228
Instrument Date	Apr 8, 2022
Instrument	2022-6100
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3728 SPRING VALLEY RD, CREEDMOOR, NC 27522

Mortgage

Document Number	0020226101
Date	Jul 8, 2022
Instrument	2022-6101

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEARSPORT ME
Property Address	428 E MAIN ST, SEARSPORT, ME 04974-3104
Document Number	0043130015
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	GATEWAY TITLE/ME

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E MAIN ST SEARSPORT ME 049743104, SEARSPORT, ME 04974-3104

Mortgage

Document Number	0043130015
Date	Oct 3, 2018
Book Page	004313/000015
Instrument	9736

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	SEARSPORT, ME 04974

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Oct 2, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Searsport Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Searsport Town
Unified School District	Regional School Unit 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,664.00 (+12.8%)	$518,800 (+54.68%) Land $132,200 Building $386,600
2024	$7,681.00 (+23.91%)	$335,400 (+4.42%) Land $85,300 Building $250,100
2022	$6,199.00	$321,200 Land $85,300 Building $235,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1992–2009)
Most Recent Claim	Jun 2009 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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