Wapello County property record for 428 E Main St, Ottumwa, IA 52501
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,112 sqft · built 1900 |
| Lot Size | 0.092 acres (4,023 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $806 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007411240310000 |
| Primary APN | 007411240310000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,112 sqft Gross Area |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 1,126 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Log |
| Roof Material | Urethane Foam |
| Lot Area | 4,023 sqft (0.092 acres) |
| Lot Dimensions | 149 ft deep x 27 ft wide |
| Porch | Slab |
| Porch Area | 14 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 428 E MAIN ST |
|---|---|
| City | OTTUMWA |
| State | IA |
| Zip | 52501-3026 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | OTTUMWA ORIGINAL NW 27'OF SE 1/2 OF LOT 347 BLK 31 (428 E MAIN) |
| Legal Subdivision | OTTUMWA ORIG |
| Legal Block | 31,428 |
| Legal Lot Number | 347 |
| Jurisdiction | WAPELLO IA |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 960500 |
428 E Main St, a commercial property, is owned by an individual.
Source: Wapello County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2015 PEACHTREE CT, SIOUX CITY, IA 51104-1747 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 428 E Main St was $806, up 8.6% from the year before.
Source: Wapello County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Wapello County |
| Municipality | Ottumwa City |
| Unified School District | Ottumwa Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $806.00 (+8.63%) | $40,320 (-) Land $8,050 Building $32,270 | $40,320 (-) Land $8,050 Building $32,270 |
| 2025 | $742.00 | $40,320 Land $8,050 Building $32,270 | $40,320 Land $8,050 Building $32,270 |
| 2024 | $742.00 | ||
| 2023 | $34,230 (+18.73%) Land $8,050 Building $26,180 | $34,230 Land $8,050 Building $26,180 | |
| 2022 | $688.00 | $28,830 Land $8,050 Building $20,780 | |
| 2021 | $28,830 Land $8,050 Building $20,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCG Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
May also be available: LISCOFIBER, Verizon.
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