428 E Main St, Middleburg, PA 17842 Property Records

Snyder County property record for 428 E Main St, Middleburg, PA 17842

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Aug 2025)
Tax Bill	$1,206 (2026)
Deeds & Mortgages	Aug 2025 Sale Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-03-177`

Property Details

APN / Parcel Number

Primary APN	`10-03-177`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	428 E MAIN ST
City	MIDDLEBURG
State	PA
Zip	17842-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SNYDER PA
Township / Civil Division	MIDDLEBURG
Census Block Group	5
Census Block	5009
Census Tract	70300

Owner

428 E Main St is owned and occupied by an individual who bought it in August 2025.

Source: Snyder County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	428 E MAIN ST, MIDDLEBURG, PA 17842-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed, Transfer HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT
Dec 30, 2021	Deed, Transfer · Stand-Alone First Mortgage MIFFLINBURG BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Dec 30, 2021 · Amount on File
Deed Document Number	20253748
Deed Book / Page	1407 / 96
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SNYDER PA
Recording Date	Aug 18, 2025
Property Address	428 E MAIN ST, MIDDLEBURG, PA 17842-1216
Document Number	0001407/96
Book / Page	1407 / 96
Instrument Date	Aug 15, 2025
Instrument	202503748
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Transaction

Amount	Amount on Record
Tax	$1,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E MAIN ST, MIDDLEBURG, PA 17842-1216

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SNYDER PA
Recording Date	Dec 30, 2021
Property Address	428 E MAIN ST, MIDDLEBURG, PA 17842-1216
Document Number	001290/968
Book / Page	1290 / 968
Instrument Date	Dec 27, 2021
Instrument	202108179
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 GRAND ST, MIDDLEBURG, PA 17842-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 E HOLLOW RD, MIDDLEBURG, PA 17842-8213
Investor	Possibly a Property Investor

Mortgage

Document Number	0202108180
Date	Dec 30, 2021
Instrument	202108180

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 30, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 428 E Main St was $1,206.

Source: Snyder County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Snyder County
Municipality	Middleburg Borough
Unified School District	Midd-West School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,206.00	$9,420 Land $1,300 Building $8,120
2024	$1,115.00 (-2.87%)	$9,420 (-) Land $1,300 Building $8,120
2023	$1,148.00	$9,420 Land $1,300 Building $8,120
1973			$9,420 Land $1,300 Building $8,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 428 E Main St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	51 (1978–2004)
Claims Outside the SFHA	3 of 51
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Tropical Depression Ivan, Sep 2004 · 17 claims Severe Storms And Flooding, Jan 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURG MUNICIPAL AUTHORITY serves 1,600 people · EPA ID PA4550016
Water Source	Surface water
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Susquehanna Broadband.

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