428 E Main St, Bradford, TN 38316 Property Records

Gibson County property record for 428 E Main St, Bradford, TN 38316

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,236 sqft · built 2016
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Last Sale	$12,500 (Nov 2013)
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`027051M A 00100`

Property Details

APN / Parcel Number

Primary APN	`027051M A 00100`
Alternative APN	`051M A 00100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,236 sqft Living Area
1st Floor Area	2,236 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Mixed
Garage Area	1,164 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	680 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 E MAIN ST
City	BRADFORD
State	TN
Zip	38316-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: B01
Legal Subdivision	ALLEN-PATTERSON
Legal Lot Number	38
Jurisdiction	GIBSON TN
Township / Civil Division	17
Census Block Group	2
Census Block	2051
Census Tract	967400

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	428 E MAIN ST, BRADFORD, TN 38316-8653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2013 · Amount on Record
Deed Sale	Nov 15, 2013 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	0000143276
Deed Book / Page	000981 / 002683
Last Transfer Date	Jan 13, 2021
Transfer Doc	0000201796
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GIBSON TN
Recording Date	Jan 13, 2021
Property Address	428 E MAIN ST, BRADFORD, TN 38316-8653
Document Number	0000201796
Book / Page	001056 / 002765
Instrument Date	Jan 11, 2021
Instrument	201796
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E MAIN ST BRADFORD TN 383168653, BRADFORD, TN 38316-8653

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Bradford Town
Unified School District	Bradford Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,527.00	$101,950 Land $4,900 Building $97,050
2024			$407,800 Land $19,600 Building $388,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1998–2017)
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Storms, Tornadoes And Flooding, Apr 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD WATER SYSTEM serves 1,276 people · EPA ID TN0000067
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	GIBSON CO MUNI WATER DIST #4
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20