428 E Islay St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 428 E Islay St, Santa Barbara, CA 93101 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1922
Square Footage1,061 sqft Total Area
Lot Size5,663 sqft (0.13 acres)
Last Sale$1,815,000 (2023)
Tax Bill$19,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN027-122-006
Alternative APN
  • 02712206

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,061 sqft Total Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Lot Area5,663 sqft (0.13 acres)

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address428 E ISLAY ST
CitySANTA BARBARA
StateCA
Zip93101-1039
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBATES ADD
Legal SubdivisionOCEAN OAKS SUB
Legal BlockB
Legal Lot Number6
JurisdictionSANTA BARBARA CA
Minor Civil DivisionSANTA BARBARA
Census Blockgroup4
Census Block4000
Census Tract400

Owner

Source: Santa Barbara County records · APN 027-122-006

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address35 W MAIN ST, B231, VENTURA, CA 93001-4500
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 24, 2023Grant Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Sep 08, 2021Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 31, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Prior SaleSep 08, 2021 · Amount on Record
Deed Doc Number202331644
Prior Transfer DateAug 30, 2019
Prior Transfer Doc0000042080
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Recording DateApr 13, 2026
Property Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039
Document Number0000011842
Instrument DateApr 06, 2026
Instrument202611842
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039

Mortgage

Document Number0000011842,
DateApr 13, 2026
Instrument202611842
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2041
Interest
Rate TypeFixed Rate
Rate5.43%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateOct 24, 2023
Property Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039
Document Number0000031644
Map ReferenceMB 3 PG 18
Instrument DateOct 18, 2023
Instrument2023-0031644
Transaction TypeTransfer
Record UpdatedNov 02, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 W MAIN ST # B321, B321, VENTURA, CA 93001-4500

Mortgage

Document Number0000031645
DateOct 24, 2023
Instrument2023-0031645
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateNov 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12.5%
Max Rate12.5%

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateSep 08, 2021
Property Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039
Document Number0000063667
Map ReferenceMB 3 PG 18
Instrument DateAug 30, 2021
Instrument2021-0063667
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateSep 23, 2019
Property Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039
Document Number0000042080
Instrument DateAug 30, 2019
Instrument42080
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address428 E ISLAY ST SANTA BARBARA CA 931011039, SANTA BARBARA, CA 93101-1039

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateSep 25, 2018
Property Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039
Document Number0000041067
Instrument DateAug 09, 2018
Instrument41067
Transaction TypeTransfer
Record UpdatedOct 04, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E ISLAY ST SANTA BARBARA CA 931011039, SANTA BARBARA, CA 93101-1039

July 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA BARBARA CA
Recording DateJul 31, 2018
Property Address428 E ISLAY ST, SANTA BARBARA, CA 93101-1039
Document Number0000032111
Instrument DateJun 06, 2018
Instrument32111
Transaction TypeTransfer
Record UpdatedAug 09, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address39770 DEWEY ST CALIENTE CA 935184120, CALIENTE, CA 93518-4120

Tax Assessment & Valuation

Source: Santa Barbara County records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,898,326 (+2.54%) Land $1,118,430 Building $779,896
2025$19,560.00 (+1.74%)$1,851,300 (+32.97%) Land $1,096,500 Building $754,800
2024$19,226.00 (+30.08%)
2023$14,780.00 (+1.75%)$1,392,300 Land $867,000 Building $525,300
2022$14,526.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Barbara County (06083C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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