Seminole County property record for 428 E Hillcrest St, Altamonte Springs, FL 32701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1973 |
| Lot Size | 0.291 acres (12,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (May 2009) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-29-5BD-6400-0110 |
| Primary APN | 12-21-29-5BD-6400-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,690 sqft |
| Lot Dimensions | 141 ft deep x 90 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 416 sqft |
| Patio Area | 412 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 428 E HILLCREST ST |
|---|---|
| City | ALTAMONTE SPRINGS |
| State | FL |
| Zip | 32701-7835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 & W 28 FT OF LOT 10 BLK 64 SANLANDO PB 3 PG 65 1/2 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 12 |
| Legal Subdivision | SANLANDO |
| Legal Block | 64 |
| Legal Lot Number | 10-11 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21901 |
428 E Hillcrest St is owned and occupied by an individual who bought it in May 2009.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 428 E HILLCREST ST, ALTAMONTE SPG, FL 32701-7835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 9, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 25, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Feb 3, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2009 · Amount on File |
| Deed Sale | May 4, 2009 · Amount on File |
| Prior Sale | Mar 27, 2002 · Amount on File |
| Deed Document Number | 2009047006 |
| Deed Book / Page | 07178 / 1015 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 0100401388 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 10040/1388 |
| Instrument | 2021120681 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 0105310952 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 10531/952 |
| Instrument | 2023100545 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 0097291266 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 9729/1266 |
| Instrument | 2020114563 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 0094960733 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 E HILLCREST ST ALTAMONTE SPRINGS FL 327017835, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 0094960733 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 009496/000733 |
| Instrument | 134472 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 428 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 0092991575 |
| Instrument Date | Feb 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 E HILLCREST ST ALTAMONTE SPRINGS FL 327017835, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 0092991575 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 009299/001575 |
| Instrument | 16990 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2049 |
The 2025 property tax bill for 428 E Hillcrest St was $1,690 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 Homeowner's exemption | $159,823 | $389,714 Land $90,000 Building $299,714 |
| 2023 | $1,780.00 (+2.95%) Homeowner's exemption | $150,795 (+3%) | $375,445 (+3.2%) Land $90,000 Building $285,445 |
| 2022 | $1,729.00 Homeowner's exemption | $146,403 | $363,796 Land $85,000 Building $278,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 E Hillcrest St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 E Hillcrest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APPLE VALLEY (CONSEC) serves 3,269 people · EPA ID FL3590039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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