428 E Elm St, Denison, TX 75021 Property Records

Grayson County property record for 428 E Elm St, Denison, TX 75021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 924 sqft · built 1958
Lot Size0.121 acres (5,249 sqft)
OwnerCompany Name on File
Tax Bill$2,010 (2025)
Deeds & MortgagesDec 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APND012 3123015

Property Details

APN / Parcel Number

Primary APND012 3123015
Alternative APN
  • 142233

Interior

Full Baths1 Bath
Building Area924 sqft Living Area
1st Floor Area924 sqft 1st Floor
Stories1 Story
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1993
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,249 sqft (0.121 acres)
Lot Dimensions105 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces
Garage TypeDetached
Garage Area320 sqft Garage
PorchOpen Porch
Porch Area84 sqft Porch

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address428 E ELM ST
CityDENISON
StateTX
Zip75021-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNAGLE & KNIFFIN, BLOCK 2, LOT 9 & 10, ACRES .1205
Legal SubdivisionNAGLE & KNIFFIN
Legal Block2
Legal Lot Number9,10
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1018
Census Tract200

Owner

Source: Grayson County records · APN D012 3123015

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address585 N DANIEL WAY, SAN JOSE, CA 95128-1320
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2008
Deed SaleSep 26, 2008
Deed Document Number200823867
Deed Book / Page4534 / 397
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateDec 18, 2020
Property Address428 E ELM ST, DENISON, TX 75021-2606
Document Number0000035295
Instrument DateDec 11, 2020
Instrument35295
Transaction TypeConstruction Loan
Record UpdatedJan 15, 2021
Title CompanyPRATT AYCOCK LIMITED, PRATT AYCOCK LTD

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address585 N DANIEL WAY SAN JOSE CA 951281320, SAN JOSE, CA 95128-1320

Mortgage

Document Number35296
DateDec 18, 2020
Instrument35296
Lender
NameMERCURY USIL INVESTMENTS LLC
AddressPO BOX 20609, NEW YORK, NY 10025-1515
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 17, 2021

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,010.00 (+1.98%)$86,724 (-8.59%) Land $26,145 Building $60,579$86,724 (-8.59%) Land $26,145 Building $60,579
2024$1,971.00 (+14.33%)
2023$94,870 Land $33,653 Building $61,217$94,870 Land $33,653 Building $61,217
2022$1,724.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 17% of Texas
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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