Polk County property record for 428 E Dunham Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1994 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,500 (May 2012) |
| Tax Bill | $2,144 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 7824-10-379-015 |
| Primary APN | 7824-10-379-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 428 E DUNHAM AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 BLK 14 SECOND PLAT OF CLIFTON HEIGHTS |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 10 |
| Legal Subdivision | CLIFTON HEIGHTS 2ND PLAT |
| Legal Block | 14 |
| Legal Lot Number | 24 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 4200 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 428 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Dec 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2012 · Amount on Record |
| Deed Sale | May 22, 2012 · Amount on Record |
| Prior Sale | May 22, 2012 · Amount on Record |
| Deed Document Number | 0000089961 |
| Last Transfer Date | Dec 7, 2022 |
| Transfer Doc | 0000090187 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 428 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 428 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 0000010203 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 19411/130 |
| Instrument | 2023-00010203 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 428 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 428 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 0000019330 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 19454/281 |
| Instrument | 2023-00019330 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 7, 2022 |
| Property Address | 428 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
| Document Number | 0000090187 |
| Book / Page | 19346 / 518 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 2022-00090187 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 E DUNHAM AVE, DES MOINES, IA 50315-1309 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,500 (+16.67%) Land $14,800 Building $121,700 | $136,500 (+16.67%) Land $14,800 Building $121,700 | |
| 2024 | $2,144.00 (+5.2%) | ||
| 2023 | $117,000 Land $12,600 Building $104,400 | $117,000 Land $12,600 Building $104,400 | |
| 2020 | $2,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1983–2010) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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