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428 E Commerce St, Smyrna, DE 19977 Property Records

Kent County property record for 428 E Commerce St, Smyrna, DE 19977 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1986
Square Footage1,000 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2018)
Tax Bill$834.00 (2023)

Property Details

APN / Parcel Number

Primary APN1-17-010.14-02-85.00-000
Alternative APNs
  • DC17010.140285.00/000
  • 2465

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,000 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1986
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area9,583 sqft (0.219 acres)
Depth X Width125 ft x 75 ft Depth x Width
PorchPorch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number2465
Old Parcel NumberDC17010.140285.00/000
Street Address428 E COMMERCE ST
CitySMYRNA
StateDE
Zip19977-1558
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGREEN MEADOWS BLK G LOT 20 428 EAST COMMERCE STREET
Legal SubdivisionGREEN MEADOWS
Legal BlockG
Legal Lot Number20 428
JurisdictionKENT DE
Minor Civil DivisionSMYRNA
Census Blockgroup3
Census Block3006
Census Tract40203

Owner

Source: Kent County records · APN 1-17-010.14-02-85.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 E COMMERCE ST, SMYRNA, DE 19977-1558
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TEXAS BANK FINANCIAL
Mar 14, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 20, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVOLVE BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Prior SaleMar 20, 2017 · Amount on Record
Deed Doc Number2018-350492
Deed Book / Page9344 / 065
Record RefreshedJun 07, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address428 E COMMERCE ST, SMYRNA, DE 19977-1558
Transaction TypeMortgage
Record UpdatedNov 23, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E COMMERCE ST, SMYRNA, DE 19977-1558

Mortgage

Document Number0000472994
DateApr 27, 2023
Book Page12464/323
Instrument2023-472994
Lender
NameTEXAS BANK FINANCIAL
TypeBank
AddressIRVINE, CA 92602
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address428 E COMMERCE ST, SMYRNA, DE 19977-1558
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E COMMERCE ST, SMYRNA, DE 19977-1558

Mortgage

Document Number0000446591
DateMar 14, 2022
Book Page11818/65
Instrument2022-446591
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term357 Months
DueDec 01, 2051

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateMar 20, 2017
Property Address428 E COMMERCE ST, SMYRNA, DE 19977-1558
Document Number0000315415
Book / Page008541 / 000129
Instrument DateMar 16, 2017
Instrument315415
Transaction TypeTransfer
Record UpdatedMar 30, 2017
Title CompanyDELAWARE SETTLEMENT SERVICES, DELAWARE SETTLEMENT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,190.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E COMMERCE ST SMYRNA DE 199771558, SMYRNA, DE 19977-1558

Mortgage

Document Number315416
DateMar 20, 2017
Book Page008541/000133
Instrument315416
Lender
NameEVOLVE BK&TR
TypeBank
AddressWEST MEMPHIS, AR 72301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2047

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalitySmyrna Town
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2023$834.00$31,400 Land $7,800 Building $23,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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