428 E Cleveland St, Spring Valley, IL 61362 Property Records

Bureau County property record for 428 E Cleveland St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1915
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Sep 2019)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-35-304-007`

Property Details

APN / Parcel Number

Primary APN	`18-35-304-007`
Alternative APN	`1788A`

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 65 ft wide

Location & Zoning

Account Number	1835304007
Street Address	428 E CLEVELAND ST
City	SPRING VALLEY
State	IL
Zip	61362-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-OBIERNES 1ST ADD. L 16 & E 15 L 15 BLK 4 (65X130) D 19-3224
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	OBIERNES 1ST ADD
Legal Block	4
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1010
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1101, DEPUE, IL 61322-1101
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY CITY BANK
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY CITY BANK
Sep 3, 2019	Special Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK
May 20, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	May 20, 2019
Deed Document Number	20193224
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	428 E CLEVELAND ST, SPRING VALLEY, IL 61362-2204
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00959
Date	Mar 20, 2026
Instrument	2026R00959

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	428 E CLEVELAND ST, SPRING VALLEY, IL 61362-2204
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00980
Date	Mar 23, 2026
Instrument	2026R00980

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 3, 2019
Property Address	428 E CLEVELAND ST, SPRING VALLEY, IL 61362-2204
Document Number	2019R03224
Instrument Date	Aug 16, 2019
Instrument	2019R03224
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1101, DEPUE, IL 61322-1101

Mortgage

Document Number	2019R03225
Date	Sep 3, 2019
Instrument	2019R03225

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	1.54%

May 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BUREAU IL
Recording Date	May 20, 2019
Property Address	428 E CLEVELAND ST, SPRING VALLEY, IL 61362-2204
Document Number	2019R01765
Instrument Date	May 14, 2019
Instrument	2019R01765
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N CORNELIA ST, SPRING VALLEY, IL 61362-2211

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00 (+7.64%)	$12,598 (+8.57%) Land $6,553 Building $6,045	$37,794 (+8.57%) Land $19,659 Building $18,135
2024	$1,204.00 (+3.35%)	$11,604 (+6.64%) Land $6,036 Building $5,568	$34,812 (+6.64%) Land $18,108 Building $16,704
2023		$10,881 Land $5,660 Building $5,221	$32,643 Land $16,980 Building $15,663
2022	$1,165.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, IVNet.

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