428 E Church St, Aurora, MO 65605 Property Records

Lawrence County property record for 428 E Church St, Aurora, MO 65605

Property Summary

Property Type	Mixed Use Store/Office
Details	6 bd · 3 ba · 4,490 sqft
Lot Size	0.736 acres (32,076 sqft)
Owner	Company Name on Record
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`203007003013001000`

Property Details

APN / Parcel Number

Primary APN	`203007003013001000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Building Area	4,490 sqft Total Area
1st Floor Area	1,000 sqft

Exterior

Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,076 sqft (0.736 acres)
Lot Dimensions	162 ft deep x 198 ft wide
Total Buildings	14 Buildings

Location & Zoning

Street Address	428 E CHURCH ST
City	AURORA
State	MO
Zip	65605-2240
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Legal Description	LTS 1 - 3 BLK 7 RINKER & ELLIOTT'S ADDN - AURORA
Legal Range	25
Legal Township	26
Legal Section	07
Legal Subdivision	RINKER & ELLIOTT'S ADDN
Legal Block	7
Legal Lot Number	1-3
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	470602

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18395 STATE HIGHWAY C, CASSVILLE, MO 65625-7600
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK LEXINGTON
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INDEPENDENT BANK
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INDEPENDENT BANK
Jul 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025
Deed Sale	Sep 4, 2025
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	20254304
Deed Book / Page	2025 / 4304
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	428 E CHURCH ST, AURORA, MO 65605-2240
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18395 STATE HIGHWAY C, CASSVILLE, MO 65625-7600

Mortgage

Document Number	02025/4591
Date	Sep 19, 2025
Book Page	2025/4591
Instrument	2025004591

Lender

Name	FIRST COMMUNITY BANK LEXINGTON
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Sep 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	428 E CHURCH ST, AURORA, MO 65605-2240
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E CHURCH ST, AURORA, MO 65605-2240

Mortgage

Document Number	00458/6438
Date	Nov 21, 2022
Book Page	458/6438
Instrument	2022006511

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank
Address	AURORA, MO 65605

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	428 E CHURCH ST, AURORA, MO 65605-2240
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E CHURCH ST, AURORA, MO 65605-2240

Mortgage

Document Number	00458/6437
Date	Nov 21, 2022
Book Page	458/6437
Instrument	2022006510

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank
Address	AURORA, MO 65605

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	428 E CHURCH ST, AURORA, MO 65605-2240
Transaction Type	Mortgage
Record Updated	Aug 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/3224
Date	Jul 18, 2019
Book Page	455/3224
Instrument	2019-00003269

Lender

Name	SIMMONS BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,100 (-9.91%) Land $12,320 Building $48,780
2025	$3,702.00 (+0.03%)	$67,820 (+8.76%) Land $12,320 Building $55,500	$207,105 (-)
2024	$3,701.00 (+8.5%)
2023	$3,411.00 (+6.26%)	$62,360 Land $12,320 Building $50,040	$207,105
2022	$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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