Polk County property record for 428 E Burnham Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,773 sqft · built 1997 |
| Lot Size | 0.164 acres (7,155 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,950 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 120/04640-481-000 |
| Primary APN | 120/04640-481-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 3,246 sqft |
| 1st Floor Area | 1,001 sqft |
| Upper Floors Area | 772 sqft |
| Basement Area | 1,001 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,155 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 129 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 428 E BURNHAM AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-6360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 SOMERSET |
| Legal Subdivision | SOMERSET |
| Legal Lot Number | 81 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4702 |
Source: Polk County records, as of May 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 E BURNHAM AVE, DES MOINES, IA 50315-6360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 1999 |
| Deed Sale | Mar 25, 1999 |
| Deed Document Number | 199985257 |
| Deed Book / Page | 8171 / 180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 4, 2026 |
| Property Address | 428 E BURNHAM AVE, DES MOINES, IA 50315-6360 |
| Document Number | 0000025131 |
| Book / Page | 20504 / 14 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202625131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 428 E BURNHAM AVE, DES MOINES, IA 50315-6360 |
| Document Number | 0000025131, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 20504/14 |
| Instrument | 202625131 |
| Name | SERVE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Apr 28, 2061 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300,400 (+14.61%) Land $45,600 Building $254,800 | $300,400 (+14.61%) Land $45,600 Building $254,800 | |
| 2024 | $4,950.00 (+2.48%) | ||
| 2023 | $262,100 Land $39,300 Building $222,800 | $262,100 Land $39,300 Building $222,800 | |
| 2020 | $4,830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
May also be available: CenturyLink, Verizon.
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