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428 E B St, Deer Park, WA 99006 Property Records

Spokane County property record for 428 E B St, Deer Park, WA 99006

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,108 sqft · built 1913
Lot Size0.173 acres (7,526 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Aug 2023)
Tax Bill$2,449 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28023.1909

Property Details

APN / Parcel Number

Primary APN28023.1909

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,108 sqft Living Area
Gross Area2,400 sqft
1st Floor Area808 sqft
Upper Floors Area808 sqft
Basement Area784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialAsbestos
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,526 sqft (0.173 acres)
Lot Dimensions142 ft deep x 53 ft wide
PorchOpen Frame Porch
Porch Area284 sqft
Canopy284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address428 E B ST
CityDEER PARK
StateWA
Zip99006-5191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER PK REEDS 1ST ADD LT 7 AND W3FT LT 8 BLK 19
Legal Range42E
Legal Township28N
Legal Section02
Legal SubdivisionDEER PK REEDS 1ST ADD
Legal Block19
Legal Lot Number7,8
JurisdictionSPOKANE WA
Township / Civil DivisionDEER PARK
Census Block Group2
Census Block2049
Census Tract10301

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 E B ST, DEER PARK, WA 99006-5191
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Deed of Trust, Mortgage · Line of Credit
HORIZON CU
Aug 30, 2023Warranty Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK
Aug 28, 2020Warranty Deed, Transfer · FHA Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Prior SaleAug 28, 2020 · Amount on Record
Deed Document Number20237305339
Prior Transfer DateJan 7, 2011
Prior Transfer Doc0005970401
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address428 E B ST, DEER PARK, WA 99006-5191
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E B ST, DEER PARK, WA 99006-5191
InvestorPossibly a Property Investor

Mortgage

Document Number0007228717
DateAug 1, 2022
Instrument7228717
Lender
NameHORIZON CU
TypeCredit Union
AddressSPOKANE, WA 99215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 31, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 30, 2023
Property Address428 E B ST, DEER PARK, WA 99006-5191
Document Number0007305339
Map ReferenceVOL K PG 25
Instrument DateAug 26, 2023
Instrument7305339
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,789.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E 8TH ST, DEER PARK, WA 99006-3000

Mortgage

Document Number0007305340
DateAug 30, 2023
Instrument7305340
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0007305341
DateAug 30, 2023
Instrument7305341
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98101
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 28, 2020
Property Address428 E B ST, DEER PARK, WA 99006-5191
Document Number0006961369
Map ReferenceVOL K PG 25
Instrument DateAug 28, 2020
Instrument6961369
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,269.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E B ST, DEER PARK, WA 99006-5191

Mortgage

Document Number0006961370
DateAug 28, 2020
Instrument6961370
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityDeer Park City
Unified School DistrictDeer Park School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,449.00 (+4.26%)$321,400 (+24.96%) Land $70,000 Building $251,400$321,400 (+24.96%) Land $70,000 Building $251,400
2025$2,349.00 (+1.38%)
2024$257,200 (+29.38%) Land $44,000 Building $213,200$257,200 (+29.38%) Land $44,000 Building $213,200
2023$2,317.00 (+7.87%)$198,800 Land $35,000 Building $163,800$198,800 Land $35,000 Building $163,800
2022$2,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DEER PARK
serves 5,435 people · EPA ID WA5318500
Water SourceGroundwater
Last State InspectionSep 2021
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting41
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
KnightCom
Fixed Wireless · Fiber in parts of the area		499 / 285
Pogozone powered by Neubeam
Fixed Wireless		300 / 40
Verizon
Fixed Wireless		300 / 20
Wired or Wireless
Fixed Wireless · not low latency		200 / 40
Wind Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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