428 E 7th St, Duluth, MN 55805 Property Records

St. Louis County property record for 428 E 7th St, Duluth, MN 55805 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.75 Baths
Year Built	Built 1911
Square Footage	1,515 sqft Gross Area
Lot Size	3,506 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$289,000 (2024)
Tax Bill	$3,642.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-1050-00840`
Alternative APNs	`1036623` `1149585` `1174256`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Building Area	1,515 sqft Gross Area
1st Floor	885 sqft 1st Floor
Basement Area	102 sqft Basement
Finished Basement	102 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	3,506 sqft (0.08 acres)
Garage Area	432 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	102 sqft Deck
Porch Area	128 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1174256
Street Address	428 E 7TH ST
City	DULUTH
State	MN
Zip	55805-1330
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER 1ST DIV EAST 7TH
Legal Lot Number	78
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1010
Census Tract	1600

Owner

Source: St. Louis County records · APN 010-1050-00840

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 E 7TH ST, DULUTH, MN 55805-1330
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 07, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PHH HM LNS
Apr 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2024 · Amount on Record
Deed Sale	Nov 05, 2024 · Amount on Record
Prior Sale	Jun 07, 2023 · Amount on Record
Deed Doc Number	20241498757
Record Refreshed	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 05, 2024
Property Address	428 E 7TH ST, DULUTH, MN 55805-1330
Document Number	0001498757
Instrument Date	Oct 23, 2024
Instrument	1498757
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$953.70
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 E 7TH ST, DULUTH, MN 55805-1330

Mortgage

Document Number	0001498758
Date	Nov 05, 2024
Instrument	1498758

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2039

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 07, 2023
Property Address	428 E 7TH ST, DULUTH, MN 55805-1330
Document Number	0001467742
Instrument Date	Jun 01, 2023
Instrument	1467742
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$910.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	428 E 7TH ST, DULUTH, MN 55805-1330

Mortgage

Document Number	0001467743
Date	Jun 07, 2023
Instrument	1467743

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 24, 2017
Property Address	428 E 7TH ST, DULUTH, MN 55805-1330
Document Number	00A1316187
Instrument Date	Aug 14, 2017
Instrument	A1316187
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E 7TH ST DULUTH MN 558051330, DULUTH, MN 55805-1330

Mortgage

Document Number	A1316188
Date	Aug 24, 2017
Instrument	A1316188

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 28, 2017
Property Address	428 E 7TH ST, DULUTH, MN 55805-1330
Document Number	00A1308203
Instrument Date	Mar 27, 2017
Instrument	A1308203
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 SOUTHVIEW DR HASTINGS MN 550333439, HASTINGS, MN 55033-3439

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,642.00 (+6.06%) Homeowner's exemption
2025	$3,434.00 (+10.92%) Homeowner's exemption	$306,100 (+13.54%) Land $13,900 Building $292,200	$306,100 (+13.54%) Land $13,900 Building $292,200
2024	$3,096.00 (+3.96%)	$269,600 (+26.1%) Land $12,700 Building $256,900	$269,600 (+26.1%) Land $12,700 Building $256,900
2023	$2,978.00 Homeowner's exemption
2022		$213,800 (+9.3%) Land $14,000 Building $199,800	$213,800 (+9.3%) Land $14,000 Building $199,800
2021		$195,600 Land $13,000 Building $182,600	$195,600 Land $13,000 Building $182,600

428 E 7th St, Duluth, MN 55805 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on E 7th St

Nearby Streets

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