428 E 4th St, Mount Vernon, IN 47620 Property Records

Posey County property record for 428 E 4th St, Mount Vernon, IN 47620

Property Summary

Property Type	Commercial
Details	3,296 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$167,900 (Jun 2022)
Tax Bill	$8,720 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`65-27-08-112-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-08-112-009.000-018`
Alternative APNs	`00177081185` `0090141300`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,296 sqft Total Area
1st Floor Area	2,466 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	141 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00177081185
Street Address	428 E 4TH ST
City	MOUNT VERNON
State	IN
Zip	47620-1913
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N OWENS LOT 5 MP 621-009- - - -
Legal Subdivision	OWENS ENLARGEMENT
Legal Lot Number	5
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2056
Census Tract	40700

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 E 4TH ST, MOUNT VERNON, IN 47620-1913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer · Line of Credit HERITAGE FCU
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF SW INDIANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	May 2, 2014
Deed Document Number	20222161
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jun 1, 2022
Property Address	428 E 4TH ST, MOUNT VERNON, IN 47620-1913
Document Number	0202202161
Instrument Date	May 13, 2022
Instrument	202202161
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E 4TH ST, MOUNT VERNON, IN 47620-1913

Mortgage

Document Number	0202202159
Date	Jun 1, 2022
Instrument	202202159

Lender

Name	HERITAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0202202162
Date	Jun 1, 2022
Instrument	202202162

Lender

Name	HERITAGE FCU
Type	Credit Union
Address	NEWBURGH, IN 47629

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	428 E 4TH ST, MOUNT VERNON, IN 47620-1913
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703023
Date	Aug 17, 2017
Instrument	201703023

Lender

Name	COMMUNITY STATE BANK OF SW INDIANA
Type	Bank
Address	POSEYVILLE, IN 47633

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	246 Months
Due	Feb 11, 2038

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,720.00 (+60.47%)	$115,500 (-1.45%) Land $34,400 Building $81,100	$115,500 (-1.45%) Land $34,400 Building $81,100
2024	$5,434.00 (+87.12%)	$117,200 (+21.07%) Land $34,400 Building $82,800	$117,200 (+21.07%) Land $34,400 Building $82,800
2023	$2,904.00 (+11.44%)	$96,800 (+4.54%) Land $34,400 Building $62,400	$96,800 (+4.54%) Land $34,400 Building $62,400
2022	$2,606.00	$92,600 Land $34,400 Building $58,200	$92,600 Land $34,400 Building $58,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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