428 E 4th St, #9, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 428 E 4th St, #9, Charlotte, NC 28202

Property Summary

Property TypeCondominium Offices
Details468 sqft · built 1986
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$600,000 (Feb 2024)
Tax Bill$973 (2025)
Deeds & MortgagesFeb 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN125-024-16

Property Details

APN / Parcel Number

Primary APN125-024-16

Interior

Total Rooms2 Rooms
Stories1 Story
Building Area468 sqft Gross Area
1st Floor Area468 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialBuilt-Up Asphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address428 E 4TH ST, 9
CityCHARLOTTE
StateNC
Zip28202-2434
Property CategoryCommercial
Property TypeCommercial > Office > Condominium Offices
Local Zoning CodeUMUD
Legal DescriptionUNIT 9 U/F 309
Legal SubdivisionCHARLOTTE NATIONAL BLDG CONDO
Legal BlockC
Legal Lot Number99
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2014
Census Tract101

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32 ANN ST, B, CHARLESTON, SC 29403-6212
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2024 · Amount on Record
Deed SaleFeb 14, 2024 · Amount on Record
Deed Document Number202412607
Deed Book / Page38632 / 152
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 14, 2024
Property Address428 E 4TH ST # 9, 9, CHARLOTTE, NC 28202-2434
Document Number0000012607
Book / Page38632 / 152
Instrument DateFeb 13, 2024
Instrument2024012607
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address943 ARBORFIELD DR, MATTHEWS, NC 28105-7219

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 ANN ST # B, B, CHARLESTON, SC 29403-6212

Mortgage

Document Number0000012608
DateFeb 14, 2024
Instrument2024012608
Lender
NameSOUTHERN FIRST BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 5, 2034
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0000012608
DateFeb 14, 2024
Book Page38632/157
Instrument2024012608
Lender
NameSOUTHERN FIRST BANK NA
TypeBank
Address80 CALHOUN ST, CHARLESTON, SC 29401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 5, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$973.00$120,300 (-) Building $120,300$120,300 (-) Building $120,300
2023$1,160.00$120,300 Building $120,300$120,300 Building $120,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Google Fiber, Spectrum, T-Mobile, Verizon.

Nearby Properties on E 4th St

Nearby Streets

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