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428 E 4th St, #43, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 428 E 4th St, #43, Charlotte, NC 28202

Property Summary

Property TypeCondominium Offices
Details542 sqft · built 1986
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Jun 2006)
Tax Bill$1,126 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN125-024-50

Property Details

APN / Parcel Number

Primary APN125-024-50

Interior

Total Rooms1 Room
Stories1 Story
Building Area542 sqft Gross Area
1st Floor Area542 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialBuilt-Up Asphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address428 E 4TH ST, 43
CityCHARLOTTE
StateNC
Zip28202-2434
Property CategoryCommercial
Property TypeCommercial > Office > Condominium Offices
Local Zoning CodeUMUD
Legal DescriptionUNIT 43 U/F 309
Legal SubdivisionCHARLOTTE NATIONAL BLDG CONDO
Legal BlockC
Legal Lot Number99
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2014
Census Tract101

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address428 E 4TH ST, 400, CHARLOTTE, NC 28202-2488
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage
ALLEGHENY CASUALTY COMPANY
Apr 11, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2006 · Amount on Record
Deed SaleJun 12, 2006 · Amount on Record
Prior SaleDec 19, 2005 · Amount on Record
Deed Document Number2006116237
Deed Book / Page20578 / 542
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address428 E 4TH ST # 43, 43, CHARLOTTE, NC 28202-2434
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 E 4TH ST 400, 400, CHARLOTTE, NC 28202-2488

Mortgage

Document Number0000100706
DateOct 3, 2025
Book Page39904/835
Instrument2025100706
Lender
NameALLEGHENY CASUALTY COMPANY
TypeNon-Lending Institution
AddressCALABASAS, CA 91372
Agreement
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address428 E 4TH ST # 43, 43, CHARLOTTE, NC 28202-2434
Document Number0000043788
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedMay 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address428 E 4TH ST #400 CHARLOTTE NC 282022488, 400, CHARLOTTE, NC 28202-2488

Mortgage

Document Number0000043788
DateApr 12, 2018
Book Page032598/000469
Instrument43788
Lender
NameBRANCH BK&TR
TypeBank
AddressCHARLOTTE, NC 28207-1218
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,126.00$139,200 Building $139,200$139,200 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Google Fiber, Spectrum, T-Mobile, Verizon.

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