428 E 31st St, Kearney, NE 68847 Property Records

Buffalo County property record for 428 E 31st St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,323 sqft · built 1953
Lot Size	0.232 acres (10,108 sqft)
Owner	Company Name on Record
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60178600011430`

Property Details

APN / Parcel Number

Primary APN	`60178600011430`
Alternative APN	`601786000`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,323 sqft Total Area
1st Floor Area	1,323 sqft
Basement Area	1,233 sqft
Finished Basement	901 sqft
Unfinished Basement	332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Built-Up Asphalt
Lot Area	10,108 sqft (0.232 acres)
Lot Dimensions	10,108 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	880 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60178600011430
Street Address	428 E 31ST ST
City	KEARNEY
State	NE
Zip	68847-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	BUNNELLS SUB KY LT 7 EXC W13' & ADJ PT LT 588 SW1/4 SS ADD & TRIANG LE VAC AVE E
Legal Subdivision	SW1/4 SS ADD
Legal Lot Number	7,588
Jurisdiction	BUFFALO NE
Township / Civil Division	9
Census Block Group	3
Census Block	3040
Census Tract	969400

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2436 N 148TH ST, OMAHA, NE 68116-5100
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST BANK
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 16, 2018	Deed of Trust, Mortgage ARBOR BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2020
Transfer Doc	0202005701
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	428 E 31ST ST, KEARNEY, NE 68847-3008
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601161
Date	Mar 9, 2026
Instrument	2026-01161

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	428 E 31ST ST, KEARNEY, NE 68847-3008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEBRASKA TITLE, NEBRASKA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803514
Date	Jun 27, 2018
Instrument	2018-03514

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	428 E 31ST ST, KEARNEY, NE 68847-3008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802051
Date	Apr 16, 2018
Instrument	2018-02051

Lender

Name	ARBOR BANK
Type	Bank
Address	OMAHA, NE 68130

Agreement

Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	428 E 31ST ST, KEARNEY, NE 68847-3008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002370
Date	Apr 27, 2020
Instrument	2020-02370

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,360 (+6.3%) Land $47,880 Building $184,480	$232,360 (+6.3%) Land $47,880 Building $184,480
2025	$2,808.00 (-19.12%)	$218,585 (+7.12%) Land $47,880 Building $170,705	$218,585 (+7.12%) Land $47,880 Building $170,705
2023	$3,472.00	$204,050 Land $46,480 Building $157,570	$204,050 Land $46,480 Building $157,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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