Goshen County property record for 428 E 21st Ave, Torrington, WY 82240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,477 sqft · built 1946 |
| Lot Size | 0.098 acres (4,248 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,300 (Sep 2021) |
| Tax Bill | $807 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0013521 |
| Primary APN | R0013521 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 1,497 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 4,248 sqft (0.098 acres) |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Slab |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0013521 |
|---|---|
| Street Address | 428 E 21ST AVE |
| City | TORRINGTON |
| State | WY |
| Zip | 82240-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TORRINGTON 08TH ADDN BLK 01 LOT 10 S 80 |
| Legal Range | 061 |
| Legal Township | 024 |
| Legal Section | 10 |
| Legal Subdivision | TORRINGTON EIGHTH ADDITION |
| Legal Block | 01 |
| Legal Lot Number | 10 |
| Jurisdiction | GOSHEN WY |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 957900 |
428 E 21st Ave is owned and occupied by an individual who bought it in September 2021.
Source: Goshen County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 E 21ST AVE, TORRINGTON, WY 82240-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK |
| Sep 7, 2021 | Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP |
| Aug 28, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage WYOMING BANK & TRUST |
| Jun 8, 2020 | Special Warranty Deed, Foreclosure |
| Apr 27, 2020 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on File |
| Deed Sale | Sep 7, 2021 · Amount on File |
| Prior Sale | Aug 28, 2020 · Amount on File |
| Deed Document Number | 2021983137 |
| Deed Book / Page | 966 / 52 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOSHEN WY |
| Property Address | 428 E 21ST AVE, TORRINGTON, WY 82240-2923 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 428E 21ST AVE, TORRINGTON, WY 82240 |
| Document Number | 954/159 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 954/159 |
| Instrument | 976319 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CHEYENNE, WY 82001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOSHEN WY |
| Recording Date | Sep 7, 2021 |
| Property Address | 428 E 21ST AVE, TORRINGTON, WY 82240-2923 |
| Document Number | 966/52 |
| Book / Page | 966 / 52 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 983137 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1411 WOODWARD DR, CHEYENNE, WY 82007-2703 |
| Document Number | 983138 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 983138 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GOSHEN WY |
| Recording Date | Aug 28, 2020 |
| Property Address | 428 E 21ST AVE, TORRINGTON, WY 82240-2923 |
| Document Number | 953/236 |
| Book / Page | 953 / 236 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 975929 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 428 E 21ST AVE, TORRINGTON, WY 82240-2923 |
| Document Number | 975930 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 975930 |
| Name | WYOMING BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GOSHEN WY |
| Recording Date | Jun 8, 2020 |
| Property Address | 428 E 21ST AVE, TORRINGTON, WY 82240-2923 |
| Document Number | 951/79 |
| Book / Page | 951 / 79 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 974373 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441 |
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042 |
| Mail Care Of | DEPARTMENT OF VETERANS AFFAIRS LOAN GUAR |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | GOSHEN WY |
| Recording Date | Apr 27, 2020 |
| Property Address | 428 E 21ST AVE, TORRINGTON, WY 82240-2923 |
| Document Number | 949/214 |
| Book / Page | 949 / 214 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 973524 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
The 2025 property tax bill for 428 E 21st Ave was $807.
Source: Goshen County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Wyoming |
| County | Goshen County |
| Municipality | Torrington City |
| Unified School District | Goshen County School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,968 Land $901 Building $14,067 | $176,041 Land $9,480 Building $166,561 | |
| 2025 | $807.00 | ||
| 2023 | $13,290 Land $926 Building $12,364 | $139,891 Land $9,745 Building $130,146 | |
| 2022 | $935.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 E 21st Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 E 21st Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Wyoming |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TORRINGTON MUNICIPAL WATER DEPT serves 6,847 people · EPA ID WY5600164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Visionary Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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