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428 E 16th St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 428 E 16th St, Charlotte, NC 28206

Property Summary

Property TypeTownhouse
Details3 bd · 4 ba · 1,924 sqft · built 2020
Lot Size0.018 acres (827 sqft)
OwnerIndividual Name on File
Last Sale$437,000 (Sep 2020)
Tax Bill$5,330 (2023)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN081-061-72

Property Details

APN / Parcel Number

Primary APN081-061-72

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area1,924 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area827 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number081-061-72
Street Address428 E 16TH ST
CityCHARLOTTE
StateNC
Zip28206-3402
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTOD-R(O)
Legal DescriptionLC BLDG 8 M65-528
Legal SubdivisionPARKWOOD SQUARE SUB BLDG 8
Legal Lot NumberC
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract700

Owner

Source: Mecklenburg County records · APN 081-061-72

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address428 E 16TH ST, CHARLOTTE, NC 28206-3402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 04, 2020Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Apr 08, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG
Aug 14, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2020 · Amount on Record
Deed SaleSep 04, 2020 · Amount on Record
Prior SaleApr 08, 2020 · Amount on Record
Deed Document Number0035017681
Deed Book / Page35017 / 681
Record UpdatedJun 07, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address428 E 16TH ST, CHARLOTTE, NC 28206-3402
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089214
DateJun 14, 2022
Book Page37423/11
Instrument2022089214
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 04, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 04, 2020
Property Address428 E 16TH ST, CHARLOTTE, NC 28206-3402
Document Number0000142397
Book / Page35017 / 681
Map ReferenceMB 65 PG 528
Instrument DateAug 20, 2020
Instrument2020142397
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$874.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13924 PROFESSIONAL CENTER DR # DR100, 13924, HUNTERSVILLE, NC 28078-7942

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address428 E 16TH ST, CHARLOTTE, NC 28206-3402

Mortgage

Document Number0000142398
DateSep 04, 2020
Instrument2020142398
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateApr 08, 2020
Property Address428 E 16TH ST, CHARLOTTE, NC 28206-3402
Document Number0000049108
Book / Page034450 / 000604
Instrument DateApr 07, 2020
Instrument49108
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyNVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG

Transaction

AmountAmount Recorded
Tax$1,168.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10710 SIKES PL #200 CHARLOTTE NC 282778191, 200, CHARLOTTE, NC 28277-8191
InvestorPossibly a Property Investor

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateAug 14, 2019
Property Address428 E 16TH ST, CHARLOTTE, NC 28206-3402
Document Number0000105324
Book / Page033757 / 000558
Instrument DateAug 14, 2019
Instrument105324
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address705 GRIFFITH ST #204 DAVIDSON NC 280369307, 204, DAVIDSON, NC 28036-9307

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190007002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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