428 E 11th St, Fairmont, MN 56031 Property Records

Martin County property record for 428 E 11th St, Fairmont, MN 56031

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 832 sqft · built 1954
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2025)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jul 2024 Transfer + 1 more
APN	`23.048.0060`

Property Details

APN / Parcel Number

Primary APN	`23.048.0060`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Basement Area	702 sqft
Finished Basement	702 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	96 ft deep x 60 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 E 11TH ST
City	FAIRMONT
State	MN
Zip	56031-3754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANKE LOT-006 BLOCK-001 76462
Legal Subdivision	BANKE
Legal Block	1
Legal Lot Number	6
Jurisdiction	MARTIN MN
Township / Civil Division	FAIRMONT
Census Block Group	3
Census Block	3037
Census Tract	790600

Owner

Source: Martin County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 E 11TH ST, FAIRMONT, MN 56031-3754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK MIDWEST
Jul 18, 2024	Affidavit of Death of Joint Tenant, Transfer THE TITLE FIRM, THE TITLE TEAM
Jul 18, 2024	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Jul 18, 2024 · Amount on Record
Deed Document Number	2025465563
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN MN
Recording Date	May 29, 2025
Property Address	428 E 11TH ST, FAIRMONT, MN 56031-3754
Document Number	2025R465563
Instrument Date	May 28, 2025
Instrument	2025R-465563
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 E 11TH ST, FAIRMONT, MN 56031-3754

Mortgage

Document Number	2025R465564
Date	May 29, 2025
Instrument	2025R-465564

Lender

Name	BANK MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	7.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

July 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MARTIN MN
Recording Date	Jul 18, 2024
Property Address	428 E 11TH ST, FAIRMONT, MN 56031-3754
Document Number	2024R462276
Instrument Date	Jul 18, 2024
Instrument	2024R-462276
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E 11TH ST, FAIRMONT, MN 56031-3754

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN MN
Recording Date	Jul 18, 2024
Property Address	428 E 11TH ST, FAIRMONT, MN 56031-3754
Document Number	2024R462277
Instrument Date	Jul 18, 2024
Instrument	2024R-462277
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E 11TH ST, FAIRMONT, MN 56031-3754

Mortgage

Document Number	2024R462278
Date	Jul 18, 2024
Instrument	2024R-462278

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
Municipality	Fairmont City
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,500 (-2.92%) Land $11,500 Building $65,000	$76,500 (-2.92%) Land $11,500 Building $65,000
2025	$1,228.00 (+74.43%) Homeowner's exemption	$78,800 (+15.2%) Land $11,500 Building $67,300	$78,800 (+15.2%) Land $11,500 Building $67,300
2024	$704.00 (+16.56%)
2023		$68,400 Land $9,700 Building $58,700	$68,400 Land $9,700 Building $58,700
2022	$604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fairmont serves 10,328 people · EPA ID MN1460003
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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