428 Dove Trl, Bertram, TX 78605 Property Records

Burnet County property record for 428 Dove Trl, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,524 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,596 (Aug 2023)
Tax Bill	$4,284 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04210-0204-00043-000`

Property Details

APN / Parcel Number

Primary APN	`04210-0204-00043-000`
Alternative APN	`115027`

Interior

Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Storage Building	96 sqft

Location & Zoning

Street Address	428 DOVE TRL
City	BERTRAM
State	TX
Zip	78605-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4210 DOVE MEADOW LOT 43 BLK 4, PHASE 2, 0.16
Legal Subdivision	DOVE MEADOW
Legal Block	4
Legal Lot Number	43
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 DOVE TRL, BERTRAM, TX 78605-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Vendor's Lien, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jul 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	20238811
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	202008442
Record Updated	Oct 29, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Aug 31, 2023
Property Address	428 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0202308811
Map Reference	DOC 201806131
Instrument Date	Aug 30, 2023
Instrument	202308811
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 MAPLERIDGE CIR, LEANDER, TX 78641-2993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DOVE TRL, BERTRAM, TX 78605-4817

Mortgage

Document Number	0202308812
Date	Aug 31, 2023
Instrument	202308812

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Jul 16, 2020
Property Address	428 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	202008442
Map Reference	FILE 201806131
Instrument Date	Jul 10, 2020
Instrument	202008442
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 622, LIBERTY HILL, TX 78642-0622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DUSBURY, LIBERTY HILL, TX 78642

Mortgage

Document Number	202008443
Date	Jul 16, 2020
Instrument	202008443

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,677 (-) Land $44,000 Building $300,677	$344,677 (-) Land $44,000 Building $300,677
2025	$4,284.00 (-30.42%) Homeowner's exemption Senior Citizen's exemption	$344,677 (+12.01%) Land $44,000 Building $300,677	$344,677 (+12.01%) Land $44,000 Building $300,677
2024	$6,157.00 (+62.5%)
2023	$3,789.00 (-11.62%) Homeowner's exemption	$307,710 (+29.78%) Land $44,000 Building $263,710	$307,710 (+29.78%) Land $44,000 Building $263,710
2022	$4,287.00 Homeowner's exemption	$237,104 Land $44,000 Building $193,104	$237,104 Land $44,000 Building $193,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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