428 Douglas St, Sterling, CO 80751 Property Records

Logan County property record for 428 Douglas St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1919
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Sep 2026)
Tax Bill	$777 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`38052532203009`

Property Details

APN / Parcel Number

Primary APN	`38052532203009`
Alternative APN	`6519000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	908 sqft Heated Area
1st Floor Area	908 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6519000
Street Address	428 DOUGLAS ST
City	STERLING
State	CO
Zip	80751-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50' OF W 100'OF S 125' BLK 3 2ND B&M ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	3
Legal Lot Number	I
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2084
Census Tract	966102

Owner

428 Douglas St is owned and occupied by an individual who bought it in September 2026.

Source: Logan County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	428 DOUGLAS ST, STERLING, CO 80751-3622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · FHA Mortgage UMB BANK
Nov 1, 2023	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
May 12, 2022	Special Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 1, 2021	Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Nov 1, 2023 · Amount on File
Deed Document Number	2026781752
Deed Book / Page	1069 / 958
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	0000757716
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Sep 21, 2026
Property Address	428 DOUGLAS ST, STERLING, CO 80751-3622
Document Number	0000781752
Book / Page	1069 / 958
Instrument Date	Sep 18, 2026
Instrument	2026781752
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	428 DOUGLAS ST, STERLING, CO 80751-3622

Mortgage

Document Number	0000781753,
Date	Sep 21, 2026
Instrument	2026781753

Lender

Name	UMB BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000781754,
Date	Sep 21, 2026
Book Page	1069/960
Instrument	2026781754

Lender

Name	CA HSNG FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Nov 1, 2023
Property Address	428 DOUGLAS ST, STERLING, CO 80751-3622
Document Number	0000768455
Book / Page	1056 / 655
Instrument Date	Nov 1, 2023
Instrument	768455
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 DOUGLAS ST, STERLING, CO 80751-3622

Mortgage

Document Number	0000768456
Date	Nov 1, 2023
Instrument	768456

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000768457
Date	Nov 1, 2023
Book Page	1056/657
Instrument	768457

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	May 12, 2022
Property Address	428 DOUGLAS ST, STERLING, CO 80751-3622
Document Number	0000761395
Book / Page	1049 / 585
Instrument Date	May 12, 2022
Instrument	761395
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62, STERLING, CO 80751-0062

Mortgage

Document Number	0000761396
Date	May 12, 2022
Instrument	761396

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Oct 1, 2021
Property Address	428 DOUGLAS ST, STERLING, CO 80751-3622
Document Number	0000757591
Book / Page	1045 / 780
Instrument Date	Sep 29, 2021
Instrument	757591
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount on Record
Tax	$5.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	527 BEATTIE ST, STERLING, CO 80751-3818

Tax Assessment & Valuation

The 2025 property tax bill for 428 Douglas St was $777.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00	$9,269	$148,299 Land $15,625 Building $132,674
2023		$53,600 (+1,337%) Land $15,630 Building $37,970	$53,600 (-) Land $15,630 Building $37,970
2022	$306.00	$3,730 Land $1,090 Building $2,640	$53,600 Land $15,630 Building $37,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 428 Douglas St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Douglas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

Nearby Properties on Douglas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures