428 Division St, Crete, IL 60417 Property Records

Will County property record for 428 Division St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2,518 sqft · built 1895
Lot Size	0.34 acres (14,731 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Feb 2016)
Tax Bill	$8,041 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-16-103-001`

Property Details

APN / Parcel Number

Primary APN	`23-15-16-103-001`
Alternative APN	`15161030010000`

Interior

Stories	2 Stories
Building Area	2,518 sqft Living Area
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	14,731 sqft (0.34 acres)
Garage Type	Detached
Garage Area	720 sqft

Location & Zoning

Street Address	428 DIVISION ST
City	CRETE
State	IL
Zip	60417-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 124 FT OF THE N120 FT OF BLK 3 IN SENHOLTZ ADDN TO THE VILLAGE OF CRETE, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF
Legal Range	14E
Legal Township	34N
Legal Section	16
Legal Subdivision	SENHOLZS ADDITION
Legal Block	3
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2023
Census Tract	883811

Owner

Source: Will County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 DIVISION ST, CRETE, IL 60417-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2016 · Amount on Record
Deed Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	201612649
Prior Transfer Date	Jan 11, 2005
Prior Transfer Doc	0000013550
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Sep 16, 2026
Property Address	428 DIVISION ST, CRETE, IL 60417-2957
Document Number	0000057605
Instrument Date	Aug 25, 2026
Instrument	202657605
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DIVISION ST, CRETE, IL 60417-2957

Mortgage

Document Number	0000057605,
Date	Sep 16, 2026
Instrument	202657605

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,041.00 (+15.75%)	$86,869 (+5.5%) Land $17,368 Building $69,501	$260,607 (+5.5%) Land $52,104 Building $208,503
2024		$82,341 (+26.01%) Land $16,463 Building $65,878	$247,023 (+26.01%) Land $49,389 Building $197,634
2022	$6,947.00 Homeowner's exemption	$65,344 Land $13,064 Building $52,280	$196,032 Land $39,192 Building $156,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20