428 Dempsey Rd, Unit 231, Milpitas, CA 95035 Property Records

Santa Clara County property record for 428 Dempsey Rd, Unit 231, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,021 sqft · built 1977
Lot Size	0.023 acres (1,021 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Dec 2018)
Tax Bill	$7,010 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088-42-108`

Property Details

APN / Parcel Number

Primary APN	`088-42-108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	1,021 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,021 sqft (0.023 acres)
View / Lot	Canal/Waterfront
Pool Type	Pool with Hot Tub/Spa
Porch	None
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	08842108
Street Address	428 DEMPSEY RD, 231
City	MILPITAS
State	CA
Zip	95035-5625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 7689
Legal Subdivision	7689 INDIAN HILLS 231
Legal Tract	7689
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504418

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	519 COELHO ST, MILPITAS, CA 95035-2857
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 14, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 15, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Dec 4, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	May 29, 2012 · Amount on Record
Deed Document Number	201824075412
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	428 DEMPSEY RD UNIT 231, 231, MILPITAS, CA 95035-5625
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024522164
Date	Jun 30, 2020
Instrument	24522164

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	428 DEMPSEY RD UNIT 231, 231, MILPITAS, CA 95035-5625
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DEMPSEY RD 231, 231, MILPITAS, CA 95035-5625

Mortgage

Document Number	0024846095
Date	Feb 24, 2021
Instrument	24846095

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	428 DEMPSEY RD UNIT 231, 231, MILPITAS, CA 95035-5625
Document Number	0024434835
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DEMPSEY RD MILPITAS CA 950355622, MILPITAS, CA 95035-5622

Mortgage

Document Number	0024434835
Date	Mar 19, 2020
Instrument	24434835

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	428 DEMPSEY RD UNIT 231, 231, MILPITAS, CA 95035-5625
Document Number	0024183003
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DEMPSEY RD #231 MILPITAS CA 950355625, 231, MILPITAS, CA 95035-5625

Mortgage

Document Number	0024183003
Date	May 20, 2019
Instrument	24183003

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 4, 2018
Property Address	428 DEMPSEY RD UNIT 231, 231, MILPITAS, CA 95035-5625
Document Number	0024075412
Instrument Date	Nov 29, 2018
Instrument	24075412
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DEMPSEY RD #231 MILPITAS CA 950355625, 231, MILPITAS, CA 95035-5625

Mortgage

Document Number	24075413
Date	Dec 4, 2018
Instrument	24075413

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,046 (+3.08%) Land $301,523 Building $301,523
2025	$7,010.00 (+18.41%)	$585,000 (+19.39%) Land $292,500 Building $292,500
2023	$5,920.00 (-11.94%)	$490,000 Land $245,000 Building $245,000
2022	$6,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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