428 Davis Dr, Desoto, TX 75115 Property Records

Dallas County property record for 428 Davis Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,398 sqft · built 1968
Lot Size	0.284 acres (12,365 sqft)
Owner	2 Individual Names on File
Last Sale	$311,500 (Aug 2021)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-07850-008-001-0000`

Property Details

APN / Parcel Number

Primary APN	`20-07850-008-001-0000`
Alternative APN	`200785000800100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	2,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,365 sqft (0.284 acres)
Lot Dimensions	150 ft deep x 84 ft wide
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200785000800100
Street Address	428 DAVIS DR
City	DESOTO
State	TX
Zip	75115-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	NORTHWEST ESTATES 4 BLK 8 LOT 1 INT202100232732 DD08032021 CO-DC 0785000800100 4CS07850008
Legal Subdivision	NORTHWEST ESTATES 4
Legal Tract	7850
Legal Block	8
Legal Lot Number	1
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3029
Census Tract	16618

Owner

428 Davis Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 DAVIS DR, DESOTO, TX 75115-4420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
May 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED MORTGAGE CORP
Aug 4, 2021	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Jun 24, 2002 · Amount on File
Deed Document Number	2021232732
Prior Transfer Date	Nov 2, 1999
Prior Transfer Doc	0992190679
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Jul 10, 2026
Property Address	428 DAVIS DR, DESOTO, TX 75115-4420
Document Number	0000147355
Instrument Date	Jun 19, 2026
Instrument	2026147355
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DAVIS DR, DESOTO, TX 75115-4420

Mortgage

Document Number	0000147355,
Date	Jul 10, 2026
Instrument	2026147355

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Sep 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	428 DAVIS DR, DESOTO, TX 75115-4420
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900123922
Date	May 15, 2019
Instrument	201900123922

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 4, 2021
Property Address	428 DAVIS DR, DESOTO, TX 75115-4420
Document Number	202100232732
Map Reference	VOL 426 PG 1286
Instrument Date	Aug 3, 2021
Instrument	202100232732
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DAVIS DR, DESOTO, TX 75115-4420

Mortgage

Document Number	202100232733
Date	Aug 4, 2021
Instrument	202100232733

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 428 Davis Dr was $6,278 with exemptions applied, down 2.3% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,000 (-) Land $60,000 Building $282,000	$342,000 (-) Land $60,000 Building $282,000
2025	$6,278.00 (-2.33%)	$342,000 Land $60,000 Building $282,000	$342,000 Land $60,000 Building $282,000
2024	$6,428.00 (+10.94%)
2023	$5,794.00 (-7.96%) Homeowner's exemption	$313,000 Land $55,000 Building $258,000	$313,000 Land $55,000 Building $258,000
2022	$6,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Davis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Davis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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