Henrico County property record for 428 Daniel Bluff Ln, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,726 sqft · built 2017 |
| Lot Size | 0.268 acres (11,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,735 (Aug 2017) |
| Tax Bill | $3,422 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Feb 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 815-721-5843 |
| Primary APN | 815-721-5843 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 3,609 sqft |
| 1st Floor Area | 1,255 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 11,696 sqft (0.268 acres) |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 268 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 428 DANIEL BLUFF LN |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-5844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3C |
| Legal Description | 01540A0000 0020; OAKLEYS CHASE SC 3 BL B LT 42 |
| Legal Subdivision | OAKLEYS CHASE |
| Legal Lot Number | 42 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 201405 |
428 Daniel Bluff Ln is owned and occupied by an individual who bought it in August 2017.
Source: Henrico County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Feb 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| May 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Sep 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 15, 2017 | Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| May 9, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on File |
| Deed Sale | Aug 15, 2017 · Amount on File |
| Deed Document Number | 201726105 |
| Deed Book / Page | 5648 / 2361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0064901438 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 6490/1438 |
| Instrument | 202300017533 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0006446882 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 6446/882 |
| Instrument | 202300002284 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0063811103 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 6381/1103 |
| Instrument | 202200020718 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006207172 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 6207/172 |
| Instrument | 202100027167 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 6057464 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 6057/464 |
| Instrument | 202000037872 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Aug 15, 2017 |
| Property Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Document Number | 56482361 |
| Book / Page | 5648 / 2361 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 201700026105 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Document Number | 201700026106 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 201700026106 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | May 9, 2017 |
| Property Address | 428 DANIEL BLUFF LN, RICHMOND, VA 23223-5844 |
| Document Number | 56143 |
| Book / Page | 005614 / 000003 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7501 BOULDER VIEW DR #450 NORTH CHESTERFIELD VA 232254054, 450, NORTH CHESTERFIELD, VA 23225-4054 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 428 Daniel Bluff Ln was $3,422.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,422.00 | $412,400 (+5.85%) Land $58,000 Building $354,400 | $412,400 (+5.85%) Land $58,000 Building $354,400 |
| 2025 | $389,600 Land $58,000 Building $331,600 | $389,600 Land $58,000 Building $331,600 | |
| 2023 | $3,280.00 | $385,900 Land $58,000 Building $327,900 | $385,900 Land $58,000 Building $327,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Daniel Bluff Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 428 Daniel Bluff Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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