428 Cypress Dr, Karnack, TX 75661 Property Records

Harrison County property record for 428 Cypress Dr, Karnack, TX 75661

Property Summary

Property Type	Single Family Home
Details	3,000 sqft · built 1964
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Jul 2018 Transfer Jul 2018 Transfer
Flood Zone	Zone A (high risk)
APN	`R000001364`

Property Details

APN / Parcel Number

Primary APN	`R000001364`
Alternative APNs	`02010.00050.00000.000000` `0001364`

Interior

Stories	1 Story
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	72,310 sqft (1.66 acres)
Porch	Slab

Location & Zoning

Account Number	R000001364
Street Address	428 CYPRESS DR
City	KARNACK
State	TX
Zip	75661-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 1.660 LOT: 7-9 SUBD: CHARLES LUTHER ABST: 878 O HOPE HSE
Legal Subdivision	CHARLES LUTHER
Legal Lot Number	7-9
Jurisdiction	HARRISON TX
Township / Civil Division	WASKOM
Census Block Group	1
Census Block	1002
Census Tract	20105

Owner

Source: Harrison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 CYPRESS DR, KARNACK, TX 75661-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 13, 2022
Transfer Doc	0000009582
Record Updated	Sep 20, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON TX
Recording Date	Jul 5, 2018
Property Address	428 CYPRESS DR, KARNACK, TX 75661-1734
Document Number	0000007174
Instrument Date	Jun 18, 2018
Instrument	7174
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CYPRESS DR KARNACK TX 756611734, KARNACK, TX 75661-1734

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON TX
Recording Date	Jul 5, 2018
Property Address	428 CYPRESS DR, KARNACK, TX 75661-1734
Document Number	0000007173
Instrument Date	Jun 12, 2018
Instrument	7173
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 CYPRESS DR KARNACK TX 756611734, KARNACK, TX 75661-1734

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Harrison County
Municipality	Uncertain City
Unified School District	Karnack Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,616.00 (+562.3%) Homeowner's exemption Senior Citizen's exemption	$266,440 (+11.42%) Land $177,750 Building $88,690	$266,440 (+11.42%) Land $177,750 Building $88,690
2024	$244.00 (-43.26%)
2023	$430.00 Homeowner's exemption Senior Citizen's exemption	$239,140 Land $203,140 Building $36,000	$239,140 Land $203,140 Building $36,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	26 (2016–2024)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Mar 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO LAKE WSC serves 1,230 people · EPA ID TX1020019
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cypress Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures