428 Cynthia Dr, Flushing, MI 48433 Property Records

Genesee County property record for 428 Cynthia Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,092 sqft · built 1957
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (May 2021)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-35-501-002`

Property Details

APN / Parcel Number

Primary APN	`55-35-501-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	938 sqft
Basement Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	109 ft deep x 70 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 CYNTHIA DR
City	FLUSHING
State	MI
Zip	48433-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	LOT 2 LABIAN TERRACE SEC 35 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	35
Legal Subdivision	LABIAN TERRACE
Legal Lot Number	2
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2001
Census Tract	10604

Owner

428 Cynthia Dr is owned and occupied by two individuals who acquired it in June 2025.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
May 13, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Aug 12, 2020	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 8, 2021	Intrafamily Transfer, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Aug 12, 2020
Deed Document Number	202148709
Last Transfer Date	Jun 2, 2025
Transfer Doc	0000000029
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013470
Date	Sep 24, 2025
Instrument	202509240013470

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 3, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048309
Date	May 12, 2021
Instrument	202105120048309

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 13, 2021
Property Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104
Document Number	202105130048709
Map Reference	LB 27 PG 54
Instrument Date	May 10, 2021
Instrument	202105130048709
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 CYNTHIA DR, 428, FLUSHING, MI 48433-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11059 CRONK RD, CORUNNA, MI 48817-9741

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 12, 2020
Property Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104
Document Number	202008120056418
Instrument Date	Apr 20, 2020
Instrument	202008120056418
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104

Mortgage

Document Number	202008120056419
Date	Aug 12, 2020
Instrument	202008120056419

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jun 8, 2021
Property Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104
Document Number	202106080053491
Instrument Date	Apr 20, 2020
Instrument	202106080053491
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CYNTHIA DR, FLUSHING, MI 48433-2104

Tax Assessment & Valuation

The 2025 property tax bill for 428 Cynthia Dr was $3,282 with a homeowner's exemption, up 2.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,600 (+4.16%)	$165,200 (+4.16%)
2025	$3,282.00 (+2.92%) Homeowner's exemption	$79,300	$158,600
2024	$3,189.00
2023		$65,900	$131,800
2021	$1,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Cynthia Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Cynthia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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