Mercer County property record for 428 County 13, Zap, ND 58580
| Property Type | Single Family Home |
|---|---|
| Details | built 1945 |
| Lot Size | 125 acres (5,445,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,000 (Jul 2026) |
| Tax Bill | $760 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ZZ14489040020 |
| Primary APN | ZZ14489040020 |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 5,445,000 sqft (125 acres) |
| Street Address | 428 COUNTY ROAD 13 E |
|---|---|
| City | ZAP |
| State | ND |
| Zip | 58580-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 RATHJEN ADD 6142 ZAP |
| Legal Subdivision | RATHJEN ADD |
| Legal Lot Number | 20 |
| Jurisdiction | MERCER ND |
| Township / Civil Division | ZAP |
| Census Block Group | 1 |
| Census Block | 1253 |
| Census Tract | 961800 |
Source: Mercer County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 COUNTY ROAD 13 E, ZAP, ND 58580-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Apr 11, 2025 · Amount on Record |
| Deed Document Number | 2026231730 |
| Deed Book / Page | 188 / 63 |
| Prior Transfer Date | Mar 28, 2025 |
| Prior Transfer Doc | 0000229415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER ND |
| Recording Date | Jul 21, 2026 |
| Property Address | 428 COUNTY ROAD 13 E, ZAP, ND 58580-8003 |
| Document Number | 0000231730 |
| Book / Page | 188 / 63 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026231730 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 COUNTY ROAD 13 E, ZAP, ND 58580-8003 |
| Document Number | 0000231730, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 333/455 |
| Instrument | 2026231730 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Mercer County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Mercer County |
| Unified School District | Beulah Public School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,180 (-7.77%) Land $3,765 Building $10,415 | $28,360 (-7.77%) Land $7,530 Building $20,830 | |
| 2025 | $760.00 (+107.65%) | $15,375 (+4.13%) Land $3,765 Building $11,610 | $30,750 (+4.13%) Land $7,530 Building $23,220 |
| 2024 | $366.00 | ||
| 2023 | $14,765 Land $3,765 Building $11,000 | $29,530 Land $7,530 Building $22,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2009–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.2% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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