Louisa County property record for 428 Cooke Ln, Bumpass, VA 23024 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,094 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Last Sale | $1,200,000 (2026) |
| Tax Bill | $6,390.00 (2025) |
| Primary APN | 62B 2 5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,094 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Basement Area | 1,232 sqft Basement |
| Unfinished Basement | 1,232 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Log Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Logs Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 1 Parking Spaces |
| Deck Area | 280 sqft Deck |
| Porch Area | 168 sqft Porch |
| Storage Building | Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 18851 |
|---|---|
| Street Address | 428 COOKE LN |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4621 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKLEIGH LOT 5 DB 2037/566 1.05 AC |
| Legal Subdivision | OAKLEIGH SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | LOUISA VA |
| Minor Civil Division | JACKSON |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 950101 |
Source: Louisa County records · APN 62B 2 5
Assessment roll updated June 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2008 ROCKINGHAM ST, MC LEAN, VA 22101-4924 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE INC |
| Sep 23, 2025 | Intrafamily Transfer, Transfer |
| Mar 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Deed Doc Number | 20266716 |
| Deed Book / Page | 2100 / 587 |
| Prior Transfer Date | Sep 16, 2025 |
| Prior Transfer Doc | 002037/566 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jul 21, 2026 |
| Property Address | 428 COOKE LN, BUMPASS, VA 23024-4621 |
| Document Number | 0000006716 |
| Book / Page | 2100 / 587 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20266716 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,200.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2008 ROCKINGHAM ST, MC LEAN, VA 22101-4924 |
| Document Number | 0000006717, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20266717 |
| Name | MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Sep 23, 2025 |
| Property Address | 428 COOKE LN, BUMPASS, VA 23024-4621 |
| Document Number | 002037/566 |
| Book / Page | 2037 / 566 |
| Map Reference | MB 439 PG 670 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 202500008656 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 428 COOKE LN, BUMPASS, VA 23024-4621 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 428 COOKE LN, BUMPASS, VA 23024-4621 |
| Document Number | 0000002030 |
| Instrument Date | Mar 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 428 COOKE LN BUMPASS VA 230244621, BUMPASS, VA 23024-4621 |
| Document Number | 0000002030 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 001604/000035 |
| Instrument | 2030 |
| Name | SOUTHERN MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $994,645 (+12.07%) Land $310,500 Building $684,145 | $994,645 (+12.07%) Land $310,500 Building $684,145 | |
| 2025 | $6,390.00 (+3.87%) | $887,500 (+3.86%) Land $289,800 Building $597,700 | $887,500 (+3.86%) Land $289,800 Building $597,700 |
| 2024 | $6,152.00 (+79.67%) | $854,500 (+7.61%) Land $262,200 Building $592,300 | |
| 2023 | $794,100 Land $239,200 Building $554,900 | ||
| 2022 | $3,424.00 | $854,500 Land $262,200 Building $592,300 |
428 Cooke Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Louisa County (51109C), updated September 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 5th in Virginia |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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