Osceola County property record for 428 Conway Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,674 sqft · built 2024 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $498,525 (Jul 2024) |
| Tax Bill | $8,475 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 222531473500011720 |
| Primary APN | 222531473500011720 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Heated Area |
| Gross Area | 3,310 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 428 CONWAY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 172 |
| Legal Phase | 1 |
| Legal Lot Number | 172 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 222531473500011720
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 CONWAY AVE, SAINT CLOUD, FL 34771-8170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on Record |
| Deed Sale | Jul 11, 2024 · Amount on Record |
| Deed Document Number | 2024090714 |
| Deed Book / Page | 6631 / 2078 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 11, 2024 |
| Property Address | 428 CONWAY AVE, SAINT CLOUD, FL 34771-8170 |
| Document Number | 0066312078 |
| Book / Page | 6631 / 2078 |
| Map Reference | MB 33 PG 80-88 |
| Instrument Date | Jul 09, 2024 |
| Instrument | 2024090714 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,490.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 428 CONWAY AVE, SAINT CLOUD, FL 34771-8170 |
| Document Number | 2024090715 |
|---|---|
| Date | Jul 11, 2024 |
| Instrument | 2024090715 |
| Name | HELM BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,475.00 Homeowner's exemption | $411,900 Land $70,000 Building $341,900 | $411,900 Land $70,000 Building $341,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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