428 Commodore Cir, Delray Beach, FL 33483 Property Records

Palm Beach County property record for 428 Commodore Cir, Delray Beach, FL 33483

Property Summary

Property Type	Zero Lot Line
Details	4 bd · 3 ba · 2,474 sqft · built 1980
Lot Size	0.126 acres (5,502 sqft)
Owner	Company on Record
Last Sale	$1,900,000 (Nov 2024)
Tax Bill	$28,328 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-43-46-33-15-000-0120`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-33-15-000-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	1,602 sqft
Upper Floors Area	546 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,502 sqft (0.126 acres)
Garage Area	462 sqft

Exterior Amenities

Pool Area	58 sqft
Porch	Porch
Porch Area	39 sqft
Deck Area	360 sqft
Balcony	Balcony
Balcony Area	39 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	428 COMMODORE CIR
City	DELRAY BEACH
State	FL
Zip	33483-8018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PRD
Legal Description	PELICAN HARBOR PHASE ONE LT 12
Legal Range	43E
Legal Township	46S
Legal Section	33
Legal Subdivision	PELICAN HARBOR PHASE ONE
Legal Phase	1
Legal Lot Number	12
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3011
Census Tract	6402

Owner

Source: Palm Beach County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Co-owner	Co-owner on Record
Mailing Address	872 SUNRISE BLVD, FORKED RIVER, NJ 08731-3015
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage ANDIGO
Jun 23, 2017	Deed of Trust, Mortgage ANDIGO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Document Number	20240402658
Deed Book / Page	35406 / 1524
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	428 COMMODORE CIR, DELRAY BEACH, FL 33483-8018
Document Number	0315141074
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	MIZNER TITLE AND ESCROW INC, MIZNER TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 COMMODORE CIR DELRAY BEACH FL 334838018, DELRAY BEACH, FL 33483-8018

Mortgage

Document Number	0315141074
Date	Jun 22, 2020
Book Page	031514/001074
Instrument	214923

Lender

Name	ANDIGO
Address	1501 E WOODFIELD RD # 400W, SCHAUMBURG, IL 60173-5419

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	428 COMMODORE CIR, DELRAY BEACH, FL 33483-8018
Document Number	0292250064
Book / Page	029225 / 000064
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	MIZNER TITLE AND ESCROW INC, MIZNER TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 COMMODORE CIR DELRAY BEACH FL 334838018, DELRAY BEACH, FL 33483-8018

Mortgage

Document Number	0292250064
Date	Jul 18, 2017
Book Page	029225/000064
Instrument	256423

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,328.00 (+88.66%)	$1,509,134 (+83.72%) Land $976,302 Building $532,832	$1,509,134 (+4.05%) Land $976,302 Building $532,832
2023	$15,015.00 (+0.41%) Homeowner's exemption	$821,452 (+3%)	$1,450,346 (+19.77%) Land $891,407 Building $558,939
2022	$14,954.00 Homeowner's exemption	$797,526	$1,210,946 Land $771,781 Building $439,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	300 units insured incl. 114 condo units
Nearby Flood Claims	23 (1979–2010)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jan 2010 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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