Barnstable County and Barnstable Town City property record for 428 Commerce Rd, Barnstable, MA 02630 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,390 sqft Living Area |
| Lot Size | 34,412 sqft (0.79 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2023) |
| Tax Bill | $7,409.00 (2025) |
Source: Barnstable County and Barnstable Town City records · APN BARN M:317 L:021002
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 COMMERCE RD, BARNSTABLE, MA 02630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 04, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Apr 09, 2019 | Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SVGS BK |
| Nov 16, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CAPE COD FIVE CENT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2023 · Amount on Record |
| Deed Sale | Dec 04, 2023 · Amount on Record |
| Prior Sale | Nov 16, 2017 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 428 COMMERCE RD, BARNSTABLE, MA 02630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001436310 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 1436310 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 428 COMMERCE RD, BARNSTABLE, MA 02630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001534942 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 1534942 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Dec 04, 2023 |
| Property Address | 428 COMMERCE RD, BARNSTABLE, MA 02630 |
| Document Number | 0001492564 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 1492564 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 COMMERCE RD, BARNSTABLE, MA 02630 |
| Document Number | 0001492565 |
|---|---|
| Date | Dec 04, 2023 |
| Instrument | 1492565 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 428 COMMERCE RD, BARNSTABLE, MA 02630 |
| Document Number | 0001367950 |
| Instrument Date | Apr 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 428 COMMERCE RD BARNSTABLE MA 02630, BARNSTABLE, MA 02630 |
| Document Number | 0001367950 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 1367950 |
| Name | CAPE COD FIVE CENTS SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Nov 16, 2017 |
| Property Address | 428 COMMERCE RD, BARNSTABLE, MA 02630 |
| Document Number | 0001334583 |
| Instrument Date | Nov 02, 2017 |
| Instrument | 1334583 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,536.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4339 FALMOUTH RD COTUIT MA 026352650, COTUIT, MA 02635-2650 |
| Document Number | 1334584 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 1334584 |
| Name | CAPE COD FIVE CENT BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate | 3.25% |
|---|
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,409.00 (+5.92%) | $801,800 (+0.41%) Land $380,400 Building $421,400 | $885,875 |
| 2024 | $6,995.00 (+8.75%) | $798,500 (+11.48%) Land $380,400 Building $418,100 | |
| 2023 | $6,432.00 | $716,300 Land $353,700 Building $362,600 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 11% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Old King's Highway Historic District listed 1987 · 830 contributing resources · NRIS 87000314 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | BARN M:317 L:021002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,390 sqft Living Area |
| Gross Area | 3,782 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 34,412 sqft (0.79 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 232661 |
|---|---|
| Street Address | 428 COMMERCE RD |
| City | BARNSTABLE |
| State | MA |
| Zip | 02630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 21002 |
| Jurisdiction | BARNSTABLE MA |
| Minor Civil Division | BARNSTABLE TOWN |
| Census Blockgroup | 4 |
| Census Block | 4017 |
| Census Tract | 12200 |
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