428 Colonial Trace Dr, Longs, SC 29568 Property Records

Horry County property record for 428 Colonial Trace Dr, Longs, SC 29568

Property Summary

Property Type	Horizontal Property Regime (2-4 Units)
Details	3 bd · 2 ba · 1,610 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jun 2021)
Tax Bill	$674 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305-08-04-0163`

Property Details

APN / Parcel Number

Primary APN	`305-08-04-0163`
Alternative APN	`1172101156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Carport	Carport
Carport Area	198 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1172101156
Street Address	428 COLONIAL TRACE DR
City	LONGS
State	SC
Zip	29568-5842
Property Category	Residential
Property Type	Residential > Multi-Unit > Horizontal Property Regime (2-4 Units)
Local Zoning Code	R7P
Legal Description	COLONIAL TRACE HPR PH I; UNIT 15-E
Legal Subdivision	COLONIAL TRACE HPR PH I
Legal Unit	15-E
Jurisdiction	HORRY SC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1022
Census Tract	40101

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	428 COLONIAL TRACE DR # 15E, 15E, LONGS, SC 29568-5842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Mar 9, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Jun 4, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Document Number	0044272863
Deed Book / Page	4427 / 2863
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	428 COLONIAL TRACE DR, LONGS, SC 29568-5842
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	XPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 COLONIAL TRACE DR, LONGS, SC 29568-5842

Mortgage

Document Number	70030000001270
Date	Feb 13, 2026
Book Page	0000007003/0000001270

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	428 COLONIAL TRACE DR # 15, 15, LONGS, SC 29568-5842
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 COLONIAL TRACE DR, LONGS, SC 29568-5842

Mortgage

Document Number	65300000000143
Date	Mar 9, 2022
Book Page	0000006530/0000000143

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 4, 2021
Property Address	428 COLONIAL TRACE DR # 15, 15, LONGS, SC 29568-5842
Document Number	0044272863
Book / Page	4427 / 2863
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 COLONIAL TRACE DR, LONGS, SC 29568-5842

Mortgage

Document Number	63990000000216
Date	Jun 4, 2021
Book Page	0000006399/0000000216

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$674.00
2024	$674.00 (+11.04%)	$9,640 (-41.52%) Building $9,640	$241,000 (+53.5%) Building $241,000
2023	$607.00 (-71%)	$16,485 (-) Building $16,485	$157,000 (-) Building $157,000
2021	$2,093.00	$16,485 Building $16,485	$157,000 Building $157,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	35 (1999–2018)
Claims Outside the SFHA	23 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Matthew, Oct 2016 · 8 claims Severe Storms And Flooding, Oct 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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