Chester County property record for 428 Coldstream Dr, Berwyn, PA 19312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,005 sqft · built 1969 |
| Lot Size | 0.587 acres (25,557 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Sep 2018) |
| Tax Bill | $1,096 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-5Q-157 |
| Primary APN | 43-5Q-157 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,005 sqft Living Area |
| Gross Area | 3,425 sqft |
| Basement Area | 655 sqft |
| Finished Basement | 655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,557 sqft (0.587 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 COLDSTREAM DR |
|---|---|
| City | BERWYN |
| State | PA |
| Zip | 19312-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 & DWG |
| Legal Subdivision | PROPERTY/ROBERT BRUCE SEC 01 |
| Legal Lot Number | 4 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 300107 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 COLDSTREAM DR, BERWYN, PA 19312-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 6, 2019 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Sep 4, 2018 | Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Prior Sale | May 26, 2010 · Amount on Record |
| Deed Document Number | 201811627507 |
| Deed Book / Page | 9807 / 1139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 428 COLDSTREAM DR, BERWYN, PA 19312-1114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0104010615 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 10401/615 |
| Instrument | 11795170 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 428 COLDSTREAM DR, BERWYN, PA 19312-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099400241 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 9940/0241 |
| Instrument | 11670264 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 428 COLDSTREAM DR, BERWYN, PA 19312-1114 |
| Document Number | 0100641075 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 COLDSTREAM DR BERWYN PA 193121114, BERWYN, PA 19312-1114 |
| Document Number | 0100641075 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 010064/001075 |
| Instrument | 11706106 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 4, 2018 |
| Property Address | 428 COLDSTREAM DR, BERWYN, PA 19312-1114 |
| Document Number | 0098071139 |
| Book / Page | 9807 / 1139 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 11627507 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 COLDSTREAM DR, BERWYN, PA 19312-1114 |
| Document Number | 0011627508 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 11627508 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,096.00 (-88.89%) | $280,080 (-) Land $82,330 Building $197,750 | $280,080 (-) Land $82,330 Building $197,750 |
| 2024 | $9,865.00 | $280,080 Land $82,330 Building $197,750 | |
| 1998 | $280,080 Land $82,330 Building $197,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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