428 Clay Rd, Searcy, AR 72143 Property Records

White County property record for 428 Clay Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,066 sqft · built 1966
Lot Size	5.4 acres (235,224 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2022)
Tax Bill	$787 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-09126-000`

Property Details

APN / Parcel Number

Primary APN	`001-09126-000`
Alternative APN	`13846`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Utility Area	60 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Aluminum
Lot Area	235,224 sqft (5.4 acres)
Garage Type	Detached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	168 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13846
Street Address	428 CLAY RD
City	SEARCY
State	AR
Zip	72143-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 367.18 S 659.99 SW SW
Legal Range	07
Legal Township	09
Legal Section	28
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1040
Census Tract	70200

Owner

Source: White County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 CLAY RD, SEARCY, AR 72143-8761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 9, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	202216073
Deed Book / Page	2022 / 17708
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000016073
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	428 CLAY RD, SEARCY, AR 72143-8761
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CLAY RD, SEARCY, AR 72143-8761

Mortgage

Document Number	MTG2023/7697
Date	Apr 3, 2023
Book Page	MTG 2023/7697
Instrument	L202303792

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE AR
Recording Date	Nov 9, 2022
Property Address	428 CLAY RD, SEARCY, AR 72143-8761
Document Number	DEED2022/17708
Book / Page	DEED 2022 / 17708
Instrument Date	Nov 7, 2022
Instrument	L202216073
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 PANTHER CREEK RD, SEARCY, AR 72143-9273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CLAY RD, SEARCY, AR 72143-8761

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00	$19,780 (-) Land $5,980 Building $13,800	$98,900 (-) Land $29,900 Building $69,000
2023	$787.00	$19,780 Land $5,980 Building $13,800	$98,900 Land $29,900 Building $69,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUR MILE HILL PUBLIC FACILITIES BOARD serves 4,877 people · EPA ID AR0000586
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Horton's TV & Electronics Fixed Wireless	100 / 50
Verizon Fixed Wireless	25 / 6

May also be available: Hillbilly Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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