428 Clardy St, Malvern, AR 72104 Property Records

Hot Spring County property record for 428 Clardy St, Malvern, AR 72104

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,064 sqft · built 1945
Lot Size	0.418 acres (18,200 sqft)
Owner	Individual Name on Record
Last Sale	$107 (Aug 2014)
Tax Bill	$763 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`700-03822-000`

Property Details

APN / Parcel Number

Primary APN	`700-03822-000`
Alternative APN	`21441`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	2,064 sqft
Flooring	Carpet

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,200 sqft (0.418 acres)
Lot Dimensions	182 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Patio Area	300 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	428 CLARDY ST
City	MALVERN
State	AR
Zip	72104-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 0
Legal Range	17W
Legal Township	04S
Legal Section	23
Legal Subdivision	HALL ADDITION
Legal Lot Number	3
Jurisdiction	HOT SPRING AR
Township / Civil Division	FENTER
Census Block Group	1
Census Block	1038
Census Tract	20400

Owner

Source: Hot Spring County records, as of November 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	428 CLARDY ST, MALVERN, AR 72104-4259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 1, 2024	Intrafamily Transfer, Transfer
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2014 · Amount on Record
Deed Sale	Aug 11, 2014 · Amount on Record
Prior Sale	Jan 23, 2006 · Amount on Record
Deed Book / Page	327 / 591
Prior Transfer Date	Aug 4, 2014
Prior Transfer Doc	000327/591
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	428 CLARDY ST, MALVERN, AR 72104-4259
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CLARDY ST, MALVERN, AR 72104-4259

Mortgage

Document Number	000532/671
Date	Oct 30, 2024
Book Page	532/671
Instrument	2024-004548

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	428 CLARDY ST, MALVERN, AR 72104-4259
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CLARDY ST, MALVERN, AR 72104-4259

Mortgage

Document Number	MTG543/944
Date	Sep 29, 2025
Book Page	MTG 543/944
Instrument	2025-004214

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Apr 1, 2052

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOT SPRING AR
Recording Date	Nov 1, 2024
Property Address	428 CLARDY ST, MALVERN, AR 72104-4259
Document Number	000385/439
Book / Page	385 / 439
Instrument Date	Oct 29, 2024
Instrument	2024-004592
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CLARDY ST, MALVERN, AR 72104-4259

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Mar 11, 2022
Property Address	428 CLARDY ST, MALVERN, AR 72104-4259
Document Number	000368/514
Book / Page	368 / 514
Instrument Date	Mar 4, 2022
Instrument	2022-005887
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CLARDY ST, MALVERN, AR 72104-4259

Mortgage

Document Number	2022005888
Date	Mar 11, 2022
Instrument	2022-005888

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Hot Spring County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Municipality	Malvern City
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00	$13,475 (-) Land $1,100 Building $12,375
2023	$763.00	$13,475 Land $1,100 Building $12,375	$67,375 Land $5,500 Building $61,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATERWORKS serves 14,410 people · EPA ID AR0000237
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: South Central Connect.

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