428 Cider Rd, Athol, ID 83801 Property Records

Bonner County property record for 428 Cider Rd, Athol, ID 83801

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,240 sqft · built 1999
Lot Size	16.1 acres (702,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,300 (Apr 2019)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP54N03W332408A`

Property Details

APN / Parcel Number

Primary APN	`RP54N03W332408A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,240 sqft Finished Area
1st Floor Area	3,240 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	702,841 sqft (16.1 acres)
Garage Type	Built-in
Pole Barn	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 CIDER RD
City	ATHOL
State	ID
Zip	83801-8986
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-5
Legal Description	33-54N-3W TAX 40 CPWRS
Legal Range	03W
Legal Township	54N
Legal Section	33
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1023
Census Tract	950802

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 CIDER RD, ATHOL, ID 83801-8986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Aug 21, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	2019937092
Prior Transfer Date	Aug 15, 2017
Prior Transfer Doc	0000910971
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	428 CIDER RD, ATHOL, ID 83801-8986
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000969577
Date	Nov 6, 2020
Instrument	969577

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	428 CIDER RD, ATHOL, ID 83801-8986
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000992528
Date	Sep 29, 2021
Instrument	992528

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 12, 2019
Property Address	428 CIDER RD, ATHOL, ID 83801-8986
Document Number	0000937092
Instrument Date	Apr 9, 2019
Instrument	937092
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	428 CIDER RD, ATHOL, ID 83801-8986

Mortgage

Document Number	0000937093
Date	Apr 12, 2019
Instrument	937093

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 21, 2017
Property Address	428 CIDER RD, ATHOL, ID 83801-8986
Document Number	0000910107
Instrument Date	Aug 21, 2017
Instrument	910107
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH IDAHO TITLE CO SANDPOI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	428 OLDER RD, ATHOL, ID 83801

Mortgage

Document Number	0000910108
Date	Aug 21, 2017
Instrument	910108

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$700,654 (+23.71%)	$700,654 (+23.71%)
2025	$1,912.00 (-9.94%) Homeowner's exemption	$566,387 (-11.48%) Land $179,128 Building $387,259	$566,387 (-11.48%) Land $179,128 Building $387,259
2023	$2,123.00 Homeowner's exemption	$639,842 Land $201,925 Building $437,917	$639,842 Land $201,925 Building $437,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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