428 Cholla Dr, Washington, UT 84780 Property Records

Washington County property record for 428 Cholla Dr, Washington, UT 84780

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1993
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$258,700 (Jan 2020)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W-BV-5-588`

Property Details

APN / Parcel Number

Primary APN	`W-BV-5-588`
Alternative APN	`0122492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,625 sqft
1st Floor Area	1,520 sqft
Attic	Attic
Attic Area	924 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Frame/Stucco
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Covered Slab
Porch Area	636 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0122492
Street Address	428 CHOLLA DR
City	WASHINGTON
State	UT
Zip	84780-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BUENA VISTA 5 (W) LOT: 588
Legal Subdivision	BUENA VISTA 5
Legal Lot Number	588
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	4
Census Block	4039
Census Tract	270802

Owner

Source: Washington County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 CHOLLA DR, WASHINGTON, UT 84780-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LOAN CENTER
Jul 5, 2019	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage PATRIOT HOME MORTGAGE
Jan 7, 2020	Warranty Deed, Transfer · FHA Mortgage PATRIOT HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Jun 1, 2005
Deed Document Number	2020905
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0000024794
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	428 CHOLLA DR, WASHINGTON, UT 84780-1407
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CHOLLA DR, WASHINGTON, UT 84780-1407

Mortgage

Document Number	0000043812
Date	Dec 17, 2025
Instrument	20250043812

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	428 CHOLLA DR, WASHINGTON, UT 84780-1407
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026542
Date	Jul 5, 2019
Instrument	20190026542

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount Recorded
Term	143 Months
Due	Jun 27, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	428 CHOLLA DR, WASHINGTON, UT 84780-1407
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	INFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016241
Date	Mar 8, 2021
Instrument	20210016241

Lender

Name	PATRIOT HOME MORTGAGE
Type	Mortgage Company
Address	SAINT GEORGE, UT 84770

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jan 7, 2020
Property Address	428 CHOLLA DR, WASHINGTON, UT 84780-1407
Document Number	0000000905
Instrument Date	Jan 6, 2020
Instrument	20200000905
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	INFINITY TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CHOLLA DR, WASHINGTON, UT 84780-1407

Mortgage

Document Number	0000000906
Date	Jan 7, 2020
Instrument	20200000906

Lender

Name	PATRIOT HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	Washington City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,955 (-8.05%) Land $57,750 Building $150,205	$378,100 (-8.05%) Land $105,000 Building $273,100
2025	$1,468.00 (-2.52%)
2023	$1,506.00	$226,160	$411,200 Land $100,000 Building $311,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 73% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CITY serves 45,865 people · EPA ID UTAH27021
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20
Kayenta Technologies Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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