428 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 428 Chicopee St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,421 sqft · built 1900
Lot Size	0.259 acres (11,265 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Sep 1995)
Tax Bill	$4,269 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`442-00087`

Property Details

APN / Parcel Number

Primary APN	`442-00087`
Alternative APN	`CHIC M:0442 P:00087`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,421 sqft Living Area
Gross Area	3,947 sqft
1st Floor Area	1,240 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,265 sqft (0.259 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	442-00087
Street Address	428 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-1941
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4002
Census Tract	811102

Owner

Source: Hampden County and Chicopee City records · APN 442-00087

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 CHICOPEE ST, CHICOPEE, MA 01013-1941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 1995 · Amount on Record
Deed Sale	Sep 29, 1995 · Amount on Record
Deed Book / Page	9263 / 519
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	428 CHICOPEE ST, CHICOPEE, MA 01013-1941
Document Number	22951-134
Instrument Date	Nov 07, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 CHICOPEE ST CHICOPEE MA 010131941, CHICOPEE, MA 01013-1941

Mortgage

Document Number	22951-134
Date	Nov 14, 2019
Book Page	022951/000134
Instrument	66802

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,269.00 (+5.56%)	$281,600 (+2.77%) Land $101,300 Building $180,300
2024	$4,044.00 (+7.07%)	$274,000 (+9.91%) Land $99,300 Building $174,700
2023	$3,777.00	$249,300 Land $90,200 Building $159,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.