Logan County property record for 428 Chestnut St, Sterling, CO 80751
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,592 sqft · built 1911 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2017) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 38052529430012 |
| Primary APN | 38052529430012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,592 sqft Heated Area |
| 1st Floor Area | 2,476 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Dimensions | 190 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 444 sqft |
| Patio Area | 243 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Old Parcel Number | 5714001 |
|---|---|
| Street Address | 428 CHESTNUT ST |
| City | STERLING |
| State | CO |
| Zip | 80751-3352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 50' X 190' LOT 4 BLK 24 K&S ADDN STERLING NEW LEGAL; FROM #5714000 |
| Legal Range | 52W |
| Legal Township | 08N |
| Legal Section | 29 |
| Legal Subdivision | K&S ADDN |
| Legal Block | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | LOGAN CO |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 966200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Sterling Historic District listed 2013 · 54 contributing resources · NRIS 13000592 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 Chestnut St is owned and occupied by an individual who bought it in December 2017.
Source: Logan County records, as of May 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 CHESTNUT ST, STERLING, CO 80751-3352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Dec 4, 2017 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2017 · Amount on File |
| Deed Sale | Dec 4, 2017 · Amount on File |
| Prior Sale | Mar 9, 2005 · Amount on File |
| Deed Document Number | 2017737009 |
| Deed Book / Page | 1025 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOGAN CO |
| Property Address | 428 CHESTNUT ST, STERLING, CO 80751-3352 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000753815 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 1041/998 |
| Instrument | 753815 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOGAN CO |
| Recording Date | Dec 4, 2017 |
| Property Address | 428 CHESTNUT ST, STERLING, CO 80751-3352 |
| Document Number | 0000737009 |
| Book / Page | 001025 / 000183 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 737009 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 CHESTNUT ST STERLING CO 807513352, STERLING, CO 80751-3352 |
| Document Number | 737010 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 001025/000184 |
| Instrument | 737010 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2047 |
The 2025 property tax bill for 428 Chestnut St was $2,068.
Source: Logan County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Logan County |
| Municipality | Sterling City |
| Unified School District | Valley School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,068.00 | $24,668 | $394,691 Land $38,000 Building $356,691 |
| 2023 | $1,465.00 (-13.06%) | $294,400 (+1,338.91%) Land $24,650 Building $269,750 | $294,400 (-) Land $24,650 Building $269,750 |
| 2022 | $1,685.00 | $20,460 Land $1,710 Building $18,750 | $294,400 Land $24,650 Building $269,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 Chestnut St in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1982–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STERLING serves 15,100 people · EPA ID CO0138045 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Kentec Communications, Vistabeam.
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