1. Home
  2. Florida
  3. Lake County
  4. Clermont
  5. Chestnut St

428 Chestnut St, Clermont, FL 34711 Property Records

Lake County property record for 428 Chestnut St, Clermont, FL 34711

Property Summary

Property TypeRetail Store
Details3 ba · 2,570 sqft · built 1952
Lot Size0.437 acres (19,045 sqft)
OwnerCompany Name on File
Last Sale$190,000 (Jun 2012)
Tax Bill$6,555 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24-22-25-0100-044-00300

Property Details

APN / Parcel Number

Primary APN24-22-25-0100-044-00300
Alternative APNs
  • 252224010004400300
  • 1612420

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,570 sqft Gross Area
1st Floor Area2,570 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area19,045 sqft (0.437 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeDetached
Garage Area330 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Canopy96 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1612420
Street Address428 CHESTNUT ST
CityCLERMONT
StateFL
Zip34711-3024
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodeC1
Legal DescriptionCLERMONT LOTS 3 4 5 6 BLK 44 PB 8 PG 17 ORB 4225 PG 2106
Legal Range25E
Legal Township22S
Legal Section24
Legal SubdivisionCLERMONT
Legal Tract0100
Legal Block44
Legal Lot Number3
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2016
Census Tract31313

Owner

428 Chestnut St, a commercial property, is owned by a company that acquired it in September 2012.

Source: Lake County records, as of August 12, 2026

Owner of RecordCompany Name on File
Mailing Address428 CHESTNUT ST, CLERMONT, FL 34711-3024
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2012 · Amount on File
Deed SaleJun 13, 2012 · Amount on File
Prior SaleJun 16, 2004 · Amount on File
Deed Document Number201261052
Deed Book / Page4173 / 652
Last Transfer DateSep 14, 2012
Transfer Doc0042252106
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address428 CHESTNUT ST, CLERMONT, FL 34711-3024
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049601406
DateJun 19, 2017
Book Page4960/1406
Instrument2017066237
Lender
NamePNC BANK NA
TypeBank
AddressOCALA, FL 34470
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 428 Chestnut St was $6,555, up 3.1% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,751 (+1.19%) Land $184,464 Building $213,287$397,751 (+1.19%) Land $184,464 Building $213,287
2025$6,555.00 (+3.13%)$393,070 Land $184,464 Building $208,606$393,070 Land $184,464 Building $208,606
2024$6,356.00 (+8.15%)
2023$5,877.00 (+10.35%)$345,185 (+12.29%)$345,185 (+12.29%) Land $167,706 Building $177,479
2022$5,326.00$307,409$307,409 Land $139,755 Building $167,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Chestnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims4 (2017–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures