Lancaster County property record for 428 Chester St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,132 sqft · built 1958 |
| Lot Size | 0.666 acres (28,995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,000 (May 2010) |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Line of Credit Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068O-0U-010.00 |
| Primary APN | 0068O-0U-010.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 1,727 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,995 sqft (0.666 acres) |
| Lot Width | 167 ft Width |
| Porch | Porch |
| Porch Area | 219 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 9807 |
|---|---|
| Street Address | 428 CHESTER ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-6703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 85X255X170X83X86X170 |
| Legal Block | 19 |
| Legal Lot Number | 19 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10700 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 CHESTER ST, LANCASTER, SC 29720-6703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 15, 2025 | Personal Representative Deed, Transfer · Line of Credit MOVEMENT MORTGAGE |
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2010 · Amount on Record |
| Deed Sale | May 17, 2010 · Amount on Record |
| Prior Sale | Feb 17, 2009 · Amount on Record |
| Deed Document Number | 20105355 |
| Deed Book / Page | 564 / 106 |
| Prior Transfer Date | Dec 9, 2008 |
| Prior Transfer Doc | 0000016805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Apr 15, 2025 |
| Property Address | 428 CHESTER ST, LANCASTER, SC 29720-6703 |
| Document Number | 0000004764 |
| Book / Page | 1908 / 183 |
| Map Reference | PL 98-876 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025004764 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 CHESTER ST, LANCASTER, SC 29720-6703 |
| Document Number | 0000004765 |
|---|---|
| Date | Apr 15, 2025 |
| Book Page | 5320/217 |
| Instrument | 2025004765 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 428 CHESTER ST, LANCASTER, SC 29720-6703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011974 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 3795/326 |
| Instrument | 2019011974 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 5, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,359.00 (+12.82%) | $5,499 (+14.99%) Land $516 Building $4,983 | $141,700 (+77.79%) Land $13,300 Building $128,400 |
| 2024 | $2,091.00 (-1.83%) | ||
| 2023 | $2,130.00 | $4,782 Land $798 Building $3,984 | $79,700 Land $13,300 Building $66,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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